Closing my eyes while listening to this rant, and all I see is Ricky.

Yeah, no. As a mechanic, the DD15 is one of the biggest pieces of shit ever made. The Series 60 were vastly superior in every way.

That deal was full penetration with no lube or a kiss on the neck, the salesman is still buying coke with the commissions he made......

This person got rid of a perfectly good, brand new, 2016 truck to get a Tundra just because he felt like it. Do you honestly think even for a second that he will spend 5 years driving a civic to get out of his financial mess? He probably traded in the Tundra for new Raptor as you were typing that article.

Unfortunately, just about every car insurance company looks really, really close at a person’s personal finances the moment that they file an insurance claim on a car fire.

Tom. Love your columns, but this is the worst advice. Ever.
This man is drowning, and instead of throwing him a life preserver, you’re throwing him a puppy.

He has NO business adding ANOTHER car payment. His problem is income. At this point, he needs to get a second job, suck it up, and pay off this loan. When he can…

I disagree with pretty much all of your math strategy.

As I was reading the letter, the hair on the back of my neck stood on end. $900 for 85 months? After dumping a new HD with snow gear? And he was $3k negative on that? Toyota dealer bent him over and fucked him hard. Tho holy fuck do I wonder how big the commission check was. Bet the salesman signed for the kitchen…

Yeah, and if he did that, once he’s in positive equity, sell it and buy a used one for under $30k, keep pushing the snow and keep making the cash.

No sane, real-world, legitimate lender would refinance this economic shitstorm.

Faking your own death and starting fresh isn’t a viable option?

Might be time to throw a couple of shovels and a bag of salt in the back of the Tundra and hustle a bit. There’s two sides to the ledger...

I guess that is a possibility. I didn’t even know you can finance your tax...

1. How can you roll $2000-3000 in negative equity on a Tundra PRO and then suddenly be $16000 in negative equity? Those sell for pretty much MSRP, even used - definitely not $13000-14000 under MSRP. Everything seems to indicate this is a recent purchase, so no time to rack up the miles and make it worth less.

Neutral: At What Point Will EVs Be Truly ‘Clean’?

It’s a lot higher than zero. Uranium mining makes fracking look clean.

Nuclear is like natural gas, in that getting the fuel is worse than the waste. The main difference is that the Navajo are less photogenic than Appalachians.

Exactly. Both Wind and Solar are cheaper per MW/h then Coal is, so that pretty much spells the death knell for Coal fired power plants going forward. We’ll get there.

Totally agree.

And we’re on the right path to generating that clean energy to run to electric cars. Don’t be that negative instant gratification guy. Everything takes time, and we’re making great progress. It-will-come.