I was with you until you said the bolt is far superior in every way. That said, I’d still pick the Bolt.

I should apologize, as that post came out a little more asshole-ish than I intended. Because as a side note, I agree that the country needs to pay more attention to emergency and public service jobs in regards to pay (i’m volunteer Search and Rescue myself, so I get it). But I also think that is a separate argument…

“I work on an ambulance and have been an EMT since the 80's”

Actually it’s you who doesn’t get it. The “poor” (because of financial welfare/food/health programs that kick in below a minimum earnings threshold) actually have MORE disposable income on average than those earning up to $60k (and we haven’t even TOUCHED the fact that the “poor” in the US are considered middle class…

The graph serves only as an example of how an index works. You don’t invest in one index, you spread as well as add the bond market to decrease volatility (this is mickey mouse investing, and taking about 15 mins to read up on index investing would have taught anyone this). When you retire, you re-balance your…

Yep! And if people would just budget properly, in your story’s case less than $50 a month into savings ($400 a year), then they wouldn’t be upset at repairs, because they prepared ahead of time.

Being poor is not the problem. Being poor and buying shit you can’t afford is the problem.

This is an excuse, but not a good one. If you have low wages, buy a low wage car, and budget it monthly savings for large repairs down the road. You don’t buy a giant house if you can’t afford the upkeep either.

Which further strengthens my original comment: Stop buying shit you can’t afford!

Not sure why this is a comment. We all know what was meant.

Then the price of vehicles increase, just because people are will to pay outrageous prices by financing. Then they claim bankruptcy and make others pay for their mistakes. Suicide rates and substance abuse goes up because they need a coping mechanism, which in turn increases national health spending. Families are…

Many people take this easy argument, and some will be fine. But there’s those who lose their job for the next 2 years... Or they have to refinance their mortgage at a higher rate... or they have unexpected medical bills... or owe back taxes... or their banks increase their interest rate because they’re a higher risk…

Hilariously true. Some people can “afford” to spend 75% of their paycheck on a car... then live off ramen noodles...

1) 85% of people who buy new, finance

You got it backwards. Buying expensive things doesn’t mean you’ll lose your job. But losing your job means you can’t buy expensive things. If you’ve placed your happiness on your indulgence, then that means losing your money will make you unhappy. If you learn to be happy by actually living within your means, you…

LOL, always the first line spewed out of the mouth of heavy consumers. If you need to buy these more expensive things just to “have fun and enjoy life” then you’re a boring person who is one mistake at work away from being fired and being depressed. Spending an extra 20k on a car so you sit on a dead cow will make you…

I’m sure the 3 year old orphans are completely up to the task.

What are you talking about? That’s not a video of you.

Yes