Cramming works great if it's a learn-it-and-forget-it exam. Like, I re-learned my junior year of chemistry by cramming for 1 week straight over the summer to retake a NYS Regents exam (went from an 88 to a 94 - I wanted to be in the 90's on all my Regents exams). If I actually intended to remember any of what I had…

I didn't either. I'll have to go look next time.

This is why I like to briefly discuss goals for the weekend with my SO on a Thursday or Friday night during dinner. He likes to stick around the house and relax or work on projects; I like to be out and doing something. We usually stay at home one day and find something to do out the other day. Seems to work well for…

Timely; I just got my tires replaced yesterday because I could almost see the top of Lincoln's head and winter is coming!

Well, if you can't have spores, at least bring in some mold and fungus ;)

Are you kidding me? I'm glad I don't work at your office.

I typically just look for apartments that are in my budget in the first place. I've usually found the place I wind up renting deserves to be at the price it's at, and the landlord knows it.

Which kind of drives home the point that there is a way to look good in photos and a way to look bad in photos (or in life).

If we're still talking about Wahoo-Yahoo's point; they're both clothed, both look good. If one was fully clothed, and the other old dude was wearing a speedo and a clean wife beater tank top, I'd say the one who was fully clothed was more photogenic.

Some people don't give a flying fart what they look like in a picture; to them, I say, "Great! Wear whatever you want!"

This one surprised me too. Where I work, they're big on accountability and honesty, and they would prefer if you just admitted your fault instead of trying to pass the blame off on someone else.

Holy. Crap. You mean to tell me. That. TALKING WITH YOUR PARTNER about a problem with your partner is actually the best way to handle it.

Obviously you realize they're just jealous of you? Even if you WERE loaded, they have absolutely no reason to say something so inappropriate. They too could be where you are, but they made different choices, and therefore have to pay the consequences of those different choices. It's not up to you to feel guilty for…

My take on that is if you're the only one who doesn't want to spend money, tough shit. Don't go out with a group of people if you know you're not going to want to spend in line with what they do. If you can't afford to go out, don't go out anyway and then expect everyone else to cater to you.

Solid advice. This is what I'm noticing now too. I started putting $25/week into savings just for car insurance premiums (which would give me about $600/6 months of insurance), plus another $75/week for actual savings (which gives me $300/month into savings).

This is why I don't plan on investing my emergency fund. That and it's much less hassle to just quickly transfer the amount I need for an actual emergency into checking, and the funds are immediately available.

And I want you to re-read my comment, because I don't think you understood what I was saying. But we can't always get what we want, can we - so I'll understand if we both continue thinking the other is stupid.

My mom implicitly taught me this. I literally have three purses, and they are all Fossil. One I've had for four years now, another is three years old, and they still look brand new. The third was a random mom-gift this summer and I expect it will fare just as well.

Oh, definitely see your point there. As a customer, if I DID ask for a discount during a busy time, I would wait off to the side if I insisted on speaking to a manager. I wouldn't just park at the checkout counter and hold everyone else up. I realize most customers aren't exactly like that, though.

It doesn't just have to be neutrals either. I have majority color shades in my closet (I have a lot of blue and brown, for example).