There’s one thing about this case that’s weird to me, the fact that she only wanted to apply at two banks. I get that some people don’t realize that multiple finance applications for the same thing in a short time period basically only constitute one hit on your credit (and inquiries is such a small portion of your…

I don’t think it starts out as a scam, more just the dealer trying to churn and burn. When I sold cars we either made people wait or leave and come back because no paperwork was being signed before the approval came through, but I know there are some higher volume dealerships that don’t want to do that and just get…

Challengers: I don’t go to a whole lot of car shows, but when I do go to a general one (no specific age, mfr, etc.) there’s always a line of Hellcats and Demons that look exactly the same with different colors owned by dudes with bulging arms in too small shirts and too short shorts. I don’t like to yuck anyone’s yum…

I may be biased but how is it not the best looking 4-door out there under $100k? No busy design crap of the BMWs and Mercedes, nice side profile with long hood, short rear, unique front end, incredible wheels, and really good color options. They’re not that common so seeing one other than in passing or in photos is…

I’m only 30 but I know I sound like an old man sometimes with this kind of stuff. I hate the capacitive controls everywhere today, but I do come from a background of cars that had the latest tech at the time so I can take to learning most things pretty quickly, understand the intended motions, and use them correctly…

A lot of these weren’t all that bad, just hard trim and a boring design. The upmarket cars like the Buick and Cadillac certainly weren’t going to earn any new customers, but people loyal to the brand would buy them because it’s what’s available from the brand in their segment.

I know the older ones had different modes like save and charge so you could either keep or build up your battery charge for city driving, I’m sure they still have it in the new ones.

I still watch even the more recent ones regularly. James was on the Smoking Tire podcast this past week and was saying that their scripts are pretty much up in the air and a lot of is planned like only the day before. So a lot of their banter is pretty spontaneous. And while some of the pranks got a bit repetitive…

Don’t go for the QF Giulia, just get a regular one. You can find them pretty loaded off lease CPO for under $30k and you still get 280 hp and over 30 mpg on the highway. 

Is there even a question? At least under $100k the best looking car by a mile is the Alfa Giulia.

Depends on the manufacturer. My older Corvette has auto-down only, and you have to hold slightly more than a tap to get it to go partially down which is annoying. But our other cars have detents, halfway for manual and all the way for auto up/down. If you have one of those it’s not that hard.

Just looked up the info on the legislation:

Wasn’t unlimited PIP mandatory until just a few years ago? Obviously if it’s available and you can afford it it’s a good idea but I’m guessing there’s plenty of people that haven’t changed insurance since the legislation and ignored the mail saying they could opt out and don’t realize they could be saving a bunch of…

It unquestionably is, I’m an agent and it’s the #2 variable behind claims history for differentiating rates between otherwise identical drivers.

It’s a terrible article, the only reason they said not because of crime rates was because they took out coverage for theft and vandalism. Those are two crimes out of a whole bunch that happen in high-crime areas that would affect auto insurance rates. 

That too. Though suspension is really a long-term thing so I doubt you’re getting that covered unless you’ve proven the damage came from a specific impact.

I’ve seen mixed results from clients shopping those companies themselves. Sometimes they’ll call and get a quote that’s big savings but state minimum liability, and when they go back and request a quote matching their current coverage it’s not enough savings to be worth switching. A lot of companies also offer…

Apparently they can’t rate by zip code there, but credit is a huge factor. And if people living in certain areas of cities typically have a lot lower credit score than the suburbs it could effectively be the same thing.

Isn’t Detroit kind of the perfect storm of everything that makes insurance expensive? High crime, mandatory unlimited PIP, high density with a lot of accidents.

I’m still firmly in the belief that almost any car sold in the past decade or two could last 250k miles or more. The tipping point is once you get to a mileage where it requires more than just regular service, whether the current owner is willing to do the maintenance. If the car was bought with 150k miles for $7,500,…