This is a really useful rule-of-thumb when it comes to budgets. I think a lot of people avoid budgets precisely because they seem like a lot of work and one extra burden to have to shoulder. As you say the whole point is to make your life better.

Really interesting premise. I assume some of the recommendations may be a little off-target for now, but this kind of service will get better and better as AI and big data make more of an impact.

Did you not even read the date of my comment? Anyway, I’m sorry about your difficult childhood. You have my sympathies.

This is a really nice tip. I’ve been doing something like this for years without thinking about it too much. The great thing is that habits like this become stronger and more reflexive with time, and therefore require less active effort.

Will do. Thanks:)

Interesting. So you’re saying that your living conditions seem a lot nicer than your job would seem to support?

Yeah, if the Youtube videos I’ve been watching are anything to go by, kettlebells are great. Have you spent much time with them? Are they as versatile as dumbells or bands?

Really great timing for me with this article. Sadly I’m many years away from my university days, but I’ve just started getting into exercising at home after a very long hiatus and this is really useful.

I’ve been following the self-help/productivity scene for decades now. I’ve learned some really useful stuff and done my best to implement it. This is still one of the best pieces of advice out there.

Really enjoyed the video about the ice-cream truck. That’s why I love the internet. Sometimes it’s the most mundane content that’s the most fascinating.

Given that IFTTT is something of a market leader in this kind of service, it’s interesting to see Microsoft trying to compete. Is there anything special about its version that makes it a viable competitor?

I think most people are miserable deep down, but I don’t know that the wealthy are exceptionally so.

That’s something I’ve considered, but the cases I’ve come across would only offer me third-party coverage and so I’d still be liable for my own vehicle. I’ll keep looking.

Hey Stephanie, I recall a piece you wrote a while ago about the modifications you’d had to introduce to your regimen to maintain the exercise habit while you were travelling. Now that you’re back home, have you slipped back into your original routine or has there been a longer-lasting impact to your travel adaptations?

Nice mnemonic. I’m definitely going to keep this in mind. A reminder that often the most powerful lessons in life can be incredibly simple.

That’s one of the reasons I’ve been trying to pick up travel hacking tips from people like Guillebeau and others. There’s lots of ways to maximise your points even if the extent of your yearly travel is quite modest (particularly by the strategic use of credit cards).

This sounds pretty cool but I’ve never been too impressed by the rates at Avis, although their fleet of cars is usually fairly new and in good condition. For the most part I tend to go with Enterprise in Europe and North America.

I follow Chris Guillebeau’s blog pretty closely and for the last few months he’s been talking about the trend towards devaluing frequent flyer miles and giving greater priority towards business travellers and other big-spenders. Do you think this is something for domestic/infrequent travellers to be concerned about?

Thanks so much for the input, it’s very encouraging. Good luck in your future endeavours:)

Yeah, that’s what I noticed. For the time being, it seems as though existing sharing remains intact (although once you remove someone, you can’t add them back).