that happened a while ago too IIRC

I think they have a great team. I think Mbah a Moute / Pierce / breadloaves is serviceable especially when they have the best 4 and 5 of any contender by a mile and arguably the 2nd best PG

low key ATL is better than Boston or Toronto if good duh-wight shows up

Predicting Cavs v. Clippers for the third straight year.

I thought it made sense b/c the Warriors look genuinely fun to slay bums with. I'm not mad, he's going to have a lot of fun and win a lot of games and probably one ring next year. maybe.

Biggest financial L: trading in a new car after a year due to not feeling it, losing 25% in depreciation. ugh. car was fun, but ugh

I cannot wait until these dividends are the breadwinner

I think it's great for attorneys tbh — so many of us are high-income and low-saving. a few years of conscious spending can lead to some great sustainable $ habits

i like him in most things except he's real casual about assuming a 12% return, which, nah.

being financially responsible is currently getting me through my mid-life crisis. having that FU money is real

they can be a little nit picking on inspections / condition but my understanding is that it loosened up a bit.

yeah, that sounds right, we had to bump up to commercial financing, which was fine. i'm happy to be mostly out of the rental business now. we're moving to an HCOL area so we're basically out of the RE business by default (and no way am I paying coastal $ for a personal residence)

i been hearing that for a minute. i'll believe it when I see it. i actually don't hold bonds outside of my boring 401(k) which is 70/30

that's real fair. agree that there's not enough top line focus. i can't budget for isht but I know how to grow my income (to a point of course)

for real, the day before I retire I'm getting like 10 new credit cards for like $20K each and then just defaulting all them fkers after running them up. i'm making retirement great again

there's a school of thought that says move your family into a new multiunit as soon as you can and then move to another once you build up enough for the DP, rinse and repeat. not sure I love that but it works up until you bump up on the underwriting limits for outstanding residential mortgages (which I think is 4?)

Look at the high-low of the VG bond index funds v. stock index funds.

laughing with you on those tax liens. i've had clients get mashed out on those and be like "YO F THE IRS THEY CAN'T TAKE MY MONEY IT AIN'T THE GOVERNMENT'S!"

got dang winter was fire in WNY last year — like 60 on Xmas

if you get pleasure from that it's cool. when I hit my 30s I started to do some bucket list jawns, and those were $$ but worth it to me