While I don’t think the concept of insurance is a scam (full disclosure: I work for an insurance carrier), I think that there are plenty of flaws in the system, as a whole, that cause it to be perceived poorly. Are there bad insurance companies out there? Yes. Are there bad/ignorant actors within good insurance…

Take my dumb joke star

Any insight into why Volvo doesn’t offer a standard V60 recharge, just the polestar version? I’m having a hard time justifying the price difference between the S60 Recharge and the V60 Recharge polestar

I definitely put a vote in for Gizzard. And Sleep Token - Take Me Back To Eden

We’ve got an 11-month-old baby out here building shelter in the Amazon and I can barely get through some larger Ikea pieces. Well done, baby. 

“Get the fuck out of my chair!”

Say no more

Came here for this. I re-read that four times to make sure it wasn’t me scrambling things up.

You’re right. Three buck chuck. Fuckin’ inflation kept him from getting two pallets!

*smack* bad, insurance agent! Never say “full coverage”

I have a dvd with all of these old commercials on it. The MKV GTI was weird

It was him but it was pretty much a throwaway gag

I’d like to see where she’s headed and how she ended up with a yellow kyber crystal. But that story could be told in like 30 minutes

For the sake of everyone, take the L and move on. You aren’t going to convince anyone here

Except that not *literally* the point of their existence. It’s a risk mitigation technique. Some people can retain the risk that their Kia may get stolen and not pay for that coverage. Others choose to mitigate that risk by essentially pooling risk through insurance coverage. The reason these companies are getting out…

I am not but I can see them from my office window!

I hear you. No one likes the way the math plays out when you actually do that. Literally no one would buy the insurance if companies charged what it cost to cover those specific vehicles. Similar to flood insurance... there isn’t really a good way to do flood insurance and have it make sense for the consumer that’s in…

Pick up my rental car from the airport in Glasgow. Pulling out, I turn left into the roundabout and my wife screams at the top of her lungs “YOU’RE GOING THE WRONG WAY!!!!!” I almost shit myself and pulled off into a parking lot. Had to remind her what side of the road we were driving on in Scotland

I work in auto insurance and saw this coming. It’s definitely an unfortunate situation but why would an entity take a risk on insuring a vehicle that has such a disproportionately high chance of being stolen?

Not... uh, here