doomun
Bob Loblaw
doomun

No, because that would be a horribly unfair and insulting comparison...for the armed robber.

Billy Ray Johnson, 58, and Michael Blake Pinkerton, 34

The evolution of the Garbage Truck ;)

I’m over 800...from being below 500. I pay cash for everything... and rip my bank a new one when they send me preapproval notices for credit lines. I spend 3 k on used Toyota s that never die... miss my v8 audi ...but not enough to buy or finance one

That’s like saying don’t blame drug dealers for drug addicts using. They are just as much to blame as the customers themselves. Dealerships and lenders should go out of their way to scrutinize the loans and make sure these people can afford these vehicles. but as it stands dealers have no reason to do so, and lenders

Yeah, the guy that actually DOES automotive finance has a weak grasp on it, not the guy who was a salesman several years ago, and some random guy on the internet. Yep, you guys are the experts.

The problem with your ideology, albeit not far off, is that the “dealers and banks” you speak of doing the sub prime lending, are in fact young professionals out of college doing what they are told. No one is telling loan associates not to give out loans... that’s how they get paid just like the rest of us. They have

I guess I should be clear-Chances are the customer has some bad credits when they walk in the dealership and say they have xx dollars for a down payment, what can they buy.

I always hate when they’re like, “The maximum you can spend is $300k. This house is $275k. That means you have $25k to just play around!”

People will buy what they need and not more than they need

Do you even watch HGTV? When have people EVER bought what they need and no more? Maybe after that 3rd bankruptcy.

Auto loans wont be as bad as the housing was. But dealers and banks are to blame in all of this. If they would stop doing stated income and shit like this subprime borrowers wouldn’t happen. They also don’t hold auto loans under the same microscope that they do mortgages. They just shoot them through to approval.

I would just like to point out some things:

“Now do you want to steer, or are you too old to sit on your pop’s lap and drive?”

Amen. Trump is a complete putz, but the sheer desperation shown in increasingly-cheesy “attack” pieces like this is laughable.

What do you expect from the Anti-Trump Gawker/Gizmodo folks? If it was a video of the Clintons doing this, they surely wouldn’t have posted it.

This is pretty gross and distasteful, but at the same time...

Your comment sounds like a Chinese women trying to describe sex.

It does pay...in spades. Everyone should strive for excellence, that’s not a “white” value it’s a human value. Speaking properly without give-away intonations, expressions and speech patterns which allow people to automatically discriminate against you before they even see you is important. It will certainly get you

Jim Cooke, you genius. That illustration is the shit and you deserve more than you are being paid, whatever that amount is.