Can I just say that these are all amazing? My finances were a mess until Kristen opened Two Cents. I read it all because I trust Lifehacker and love this community.

This hints at a really important point that I think was missed in the article.

I've never been "bitten" so far, unless you mean saving hundreds of dollars is being bitten.

I always hated kids. Then I had kids. Now I realize that I don't hate kids, I just hate everyone else's kids.

The problem is that this decision can't be made in a vacuum and its often sold one way or the other with a little sleight of hand.

This area and his investment recommendations are the only two areas I disagree with Dave Ramsey. Oh and some of his more paternalistic religious views.

I've never been particularly career-motivated; my job affords me financial security and I enjoy the work but I'm not passionate about it. I live for the time I get to spend with my wife and young sons.

Another cool ability with Pocket's IFTTT integration - being able to automatically save articles from an RSS feed. Can get unwieldy if you go overboard, but it's great for a couple of feeds you read regularly.

And then he fucking FORGAVE him!

Gosh that must have been horrible, i remember reading that part, and just going NOOOOOO, .

Our emergency savings is based on a reduced emergency budget, as well, but based on the sources, I think that these writers are on a reduced budget that might seem like the emergency budget compared to most people.

I would add another piece of advice I read years ago: buy your second home first. That is, many people buy the least expensive home they can afford, knowing they will upgrade within a few years. If this sounds like you, consider taking an extra couple of years to save, then buying the more expensive home that you'll…

I'll give the vinegar / lemon juice a try on my Vibrams...2 years of wear and tear and I can't get the smell out of them haha.

I blame kids. For me at least, time has definitely accelerated once I hit late high school or college age, but since we had kids it has hit ludicrous speed. I agree that the routines piece plays a role, but I think it also has to do with how much effort and energy you put into something besides yourself. By the time…

cant see the line, can ya russ?

I'm a long term Longhorn fan and my jaw completely dropped when they showed the replay of that "block". That kind of play has absolutely no place in any program with an ounce of pride, integrity, sportsmanship, or self-respect, all of which I genuinely believe the Texas program to have. I don't care what Mike Davis…

Target date plans also generally have lower expense ratios associated with them as well. The expense ratio is how much you pay to have your money managed for you.