the registration name and code in the post

Why don't you just start requesting credit limit increases? If you're in good financial shape they'll probably approve it online within an hour.

Two additional pieces of advice: first (and I've said this before), but unless you absolutely know you will be in this home for a very long time, it's well worth taking an extra couple of years to save and get the house you really want rather than buying what you can get now then upgrading in a few short years. (Or to…

I agree Kristin. I think it's just one more metric to gauge your financial situation. And it's useful but only at a 30,000-foot view - not for any specific, meaningful decision-making.

I think we're overthinking the net worth thing there. First of all, it's meant to be a snapshot in time of where you're at. Considerations about where you might move to later on really shouldn't matter because your net worth alone isn't going to help you make that decision. Second, net worth is a pretty crude tool in…

As a matter of fact there is. I've been using this since it was posted and it works great. http://lifehacker.com/5986204/automa…

Yes, every year since I got out of college. Probably nothing you do will put you more in touch with what's going on in your finances. I'm no tax accountant but I'm guessing that for a majority of people, their situations are relatively easy and straightforward.

I'm pretty fortunate in that I married someone of a similar "money type" as me. We're both savers so overspending typically isn't a problem. Which means I'm probably not the best to give advice here.

I would add another piece of advice I read years ago: buy your second home first. That is, many people buy the least expensive home they can afford, knowing they will upgrade within a few years. If this sounds like you, consider taking an extra couple of years to save, then buying the more expensive home that you'll…

That's exactly what I was getting at. If you're monitoring the daily fluctuations of the market, you're more likely to get swept up in hysteria when things are going bad, or get cocky and fearless when things are going well. Either can lead to bad decisions that could cost you tens or maybe hundreds of thousands of…

Indeed. Those things stink, they stink bad, and they start to stink quickly after washing.

It's really simple. Identify your goal, identify the investments which will get you there, invest, then leave it alone. When people talk about "investing" they're usually talking about retirement. So pick a path and stay the course. Ignore the noise, because that's all it is. If the market tanks, don't worry about it…

Yes, you have to account for inflation to arrive at your expected monthly spending figure at retirement. But after that, the 4% rule accounts for inflation in your monthly spending/withdrawal figure in years to come. As the post stated, there recent debate in the retirement/financial planning community over whether…

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Oh boy, where do I start? I think one major issue in personal finance today is helping people take that first bite of the elephant, so to speak. People hear things about a "financial plan" and they just shut down. It's just so overwhelming and people don't feel comfortable with their knowledge of the subject. The good…

As a personal finance geek, this is great news. Can't wait to read more. I hope this gets into some deeper personal finance issues too, rather than just the basics like how to construct a budget, etc. (not that that isn't important).

I blame kids. For me at least, time has definitely accelerated once I hit late high school or college age, but since we had kids it has hit ludicrous speed. I agree that the routines piece plays a role, but I think it also has to do with how much effort and energy you put into something besides yourself. By the time…

Generally speaking I'm a firm believer in never buying new. I'm a bit more flexible now. A year ago we were due for a new car (this was a need, not a want). I was 100% set on a fairly new used car until I started looking into the most recent model of the type of car we wanted. The price/payments were well within our…

I am one of the few, the proud, the geeks who does his own taxes. I wouldn't say I enjoy it, but it absolutely does give you insight into your financial situation. I do enjoy learning more about things that affect my financial situation, so I created some tax spreadsheets and I could actually tell you what my tax…

I think it can also depend on how you define "save." For example, we're always advised to save 3-6 months of salary for emergencies, like auto or home repairs or a medical issue. I have and contribute to an emergency fund, but at lower levels than recommended because I also routinely budget and save for home repairs,…