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Oh boy, where do I start? I think one major issue in personal finance today is helping people take that first bite of the elephant, so to speak. People hear things about a "financial plan" and they just shut down. It's just so overwhelming and people don't feel comfortable with their knowledge of the subject. The good…
As a personal finance geek, this is great news. Can't wait to read more. I hope this gets into some deeper personal finance issues too, rather than just the basics like how to construct a budget, etc. (not that that isn't important).
I blame kids. For me at least, time has definitely accelerated once I hit late high school or college age, but since we had kids it has hit ludicrous speed. I agree that the routines piece plays a role, but I think it also has to do with how much effort and energy you put into something besides yourself. By the time…
Generally speaking I'm a firm believer in never buying new. I'm a bit more flexible now. A year ago we were due for a new car (this was a need, not a want). I was 100% set on a fairly new used car until I started looking into the most recent model of the type of car we wanted. The price/payments were well within our…
I am one of the few, the proud, the geeks who does his own taxes. I wouldn't say I enjoy it, but it absolutely does give you insight into your financial situation. I do enjoy learning more about things that affect my financial situation, so I created some tax spreadsheets and I could actually tell you what my tax…
I think it can also depend on how you define "save." For example, we're always advised to save 3-6 months of salary for emergencies, like auto or home repairs or a medical issue. I have and contribute to an emergency fund, but at lower levels than recommended because I also routinely budget and save for home repairs,…
I disagree with your use of the word "talent" (except for Rece Davis), but I digress.
Yes, how terrible it is that the poors are getting their health insurance while more than 8 in 10 of the rest of us suffer...no meaningful consequences whatsoever.
Although I realize in practice it would be very difficult to not marry someone you care deeply about because you have different attitudes about money, I can attest to this advice. Supposedly money is the #1 source of tension in marriages. I didn't really plan it this way, but I was fortunate enough to marry someone…
I get what you're saying. I think people hear "inheritance" and it invokes ideas of entitlement or free money. To me, taking care of minors or young adults is not a matter of indulgence, it's a matter of responsibility. They're two separate issues.
There probably is a threshold in there somewhere, but let's be honest,…
I've never understood the mindset of building up some huge nest egg specifically for the purposes of leaving it to your kids. While I agree in principle that it can spoil them, by the time they get it they are likely to be middle-aged or older themselves, with established careers and families, so it's not as if…
Timothy...one quibble with this story...I am an ISU fan and I can tell you that in no way is Paul Rhoads on the hot seat, even after the 1-3 start and the loss to FCS school UNI. He might (*might*) be in danger if he lost out the rest of this season and had a disastrous 2014. But as of now he has so much goodwill…
I have been on interviews at plenty of companies. Certainly enough to know that very few of them are hiring for substance rather than superficial "confidence" and "positivity."
**Second disclaimer: confidence also does not equal competence.
Why can't this happen to Miami Heat fans?
I don't know what we're doing right in my house, but we have a family of four (two kids ages 6 and 4) and don't come anywhere near even the thrifty plan. I assume part of this might be cost of living adjustments, since I'm in the Midwest and things are generally less expensive here.
I use Lastpass. I pay $20/year to get Lastpass + Xmarks premium services. I had read about Lastpass for years but never invested the time until about 18 months ago on a day off. I spent an afternoon really getting familiar with its features. Importing my 300-400 logins and passwords - including using Lastpass'…
After trying Do Not Track Me, I switched to Disconnect on Lifehacker's recommendation a month or two ago. But I found it was really slowing down a lot of pages - particularly those with a lot of trackers, which makes sense but was still cumbersome. And I kept it in my navigation bar along the bottom of my Firefox, and…
And Feedly does have a list mode. I prefer it myself...it's very comparable to Google Reader in the browser. I was never much for RSS on a mobile device (or in the rare instances I did, it was a tablet rather than a phone), but it appears to work well on the phone too.