I missed all last week due to new baby throwing the entire world into chaos.

Back on track this week as he gets settled in.

I’m going by memory but the percentages below are close enough

Within a few years almost 80% of people who start out in the bottom quintile of income will move into higher quintiles. Somewhere around 10% will at some point in life reach the top quintile.

There is a good reason for this. For the majority of people,…

Do not want

Wife and I chose to have a kid(#2 came on Monday). That choice has costs, costs we voluntarily choose to accept when we choose to have a kid.
Foisting those costs onto other people through state violence is immoral.

Never!!
I’ve pretty much had a subscription music service since Napster went legal. Currently using GPM.

No way am I going back to buying music. Far too restrictive for how I listen to music. Hey I haven’t heard that in a while...oh that reminds me of that, and that and so on.

And buying the service includes and offline…

Thank you

Micah it is

What you are actually seeing is more the media painting for you a narrative.

Rat them out every time they have guests too.

You have to make it a pain in the ass for them.

For someone near 40 whose idea of exercise is hiking (and not much of that lately since its winter), I agree its almost certainly unrealistic.

In my experience, benadryl and ibuprofen have the best symptom reduction.
Steam and lots to drink too of course.

Of course if you need to stay awake the benadryl is probably a bad idea.

That’s right, there are a lot of people out there who believe that supporting policies or expressing views that have nothing whatsoever to do with race are somehow indicators that someone is a racist.

the resurgence in popularity of openly and extremely racist beliefs in the US is a recent phenomenon from a period when they were in decline

There’s certainly been a lot more of some people claiming other people are racists based on extremely broad definitions of the idea. Actual racists....I rather doubt that.

Every now and then I get the urge to do a hundred pushups challenge but around week 3 and it starts gets really tough and something always interrupts me.

This week is the start of week 3 again for me. Unfortunately i had scheduled a blood donation on Monday and now I’m a bit weaker for a couple days so its back to week…

a) You’ll burn your house down

The point I think you may be missing from the get out of debt stories often featured here, while they give examples on how some people have done it, the stories are not so much “this is how you do it” but rather showing that the most reliable way you get out of debt is by setting an attainable goal, developing a plan…

I do them with great reluctance and shock at the idiotically high amount taken.

Absolutely.

My wife and I also intentionally chose to buy a modest house so we also spend less than 10% of our income on it. Doing so is very liberating.

Bonus points on having the smaller house is the savings are compounded in the long run.

Less cost to furnish
Less cost to heat and cool
Lower property tax

According to that SSI website linked, Sarah was a top 10 (usually top 5) name from 1978 to 2002. I guess with so many, a nickname would indeed be helpful.

We opted for surprise on delivery day so we’ll find out then.

Well, they are names that have been in use for a considerable time so of course there are some well known people or characters with those names.

I’m more thinking along the lines of, no one is going to say “Oh you were a big fan of XYZ”

Are you asking why I would avoid anything with a big pop culture connection, or are you suggesting that those names are connected to current pop culture stuff?