It cannot be stated enough that one of the first things to do after getting that shiny new credit card (it should have some type of rewards attached to it) in the mail is to create an automatic minimum payment so that you will never be subject to a penalty rate.

Good to know. Thanks. I just signed up for the $10 per month for three month trial.

Good to know. Thanks. I just signed up for the $10 per month for three month trial.

I wonder how many men will soon find out they have kids they didn’t know about. And ensuing child support payments.

I tried a Casper. Had it for about 95 nights. Sent it back in the Spring of ‘17. It wasn’t $1,000 better than my old (and current) mattress. Casper gets five stars for customer service. I had my money back before they came and picked up their mattress without any hassles or difficulties.

I tried a Casper. Had it for about 95 nights. Sent it back in the Spring of ‘17. It wasn’t $1,000 better than my old…

It won’t matter whether new or not, corporate America does not want anyone to take sick time.

That was very responsible of her. I have a red three ring binder on my desk that has all the pertinent info and my wishes. Both of my sons and my sister know about. None want to talk about it, but it is important talk to have. Don’t wait until it’s too late.

One day you will die, on all the others you will live, how you live is key.

scalloped potatoes are also yuckier, whereas Au Gratin are divine.

I am a fan of Brianna’s raspberry vinaigrette. So I thought, why not try the ranch. Wow is that different. I learned it tastes best on pizza rolls when my son visited a few weeks ago. Will grab some Ken’s next time I am at Kroger.

I made the mistake of presuming a 30 day return window at BB a few years ago. I bought something while traveling. It was crap, and I attempted to return it about day 17 after I got home. I was denied. It was less than $30. I will not shop a store with only a 15 day return policy. I now go to BB to check out all the…

I did get a polite message from Amazon a couple years ago about the number of returns I recently had. I was just charged $99 for Prime last week, so I am good for another year. Now that I have almost everything for travel and home I seldom return now, but it took about five years of bi weekly visits to the UPS store…

Who are all these people with leftover coffee and wine?

I rented a car in Ireland in September, 2017. I planned to use my Chase Amazon Signature Visa. It covers international auto insurance, or so I was told. The guys at Budget in Galway would not rent to me because I did not have a letterhead from Chase with the credit card number on it stating what it would cover. Thus…

I have a reminder account in Quicken. Every day I download transactions from brokerage, bank, credit cards. I also create reminders for oil changes, dentist, birthdays and yes, to cancel that Showtime subscriptions after I get in my binging of Billions next month.

I started with Acorns, Betterment and WiseBanyan about two years ago. I put a few dollars in each one. I determined Betterment was best for me, closed the other two and I now have just over $17,500 (with a $1,500 gain). Acorns and others can get you used to investing, raise the amount you automatically deposit every…

Why should the government subsidize anyone for having kids in the first place?

Why should one be able to deduct state and local taxes from your federal return anyway? Want lower taxes - move or stop voting to allow the gubment to spend more money.

You know you can move right? Choices. One of the great things about America.

I am white and my family always has cornbread at Thanksgiving. Real cornbread, cooked in a cast iron skillet, not that Jiffy mix crap. I didn’t know this was a thing. hmm

Wait, you don’t put fresh squeezed orange juice in your cranberries? I can see why you don’t like it.