What if you’re really photogenic but hideous IRL or on video? Can I create a mystique around my deceptively beautiful photos? Or should I really sell my trollish qualities because they’re all real and shit? My book rocks. I know it.

I’ve done this for years with my utilities. It is a great way to save a bit extra into the emergency fund.

I actually do pay the company more. The amount of lost interest is trivial (less than 20 cents a year), so I’m content to have the extra money sit there as a carry forward credit on my bill. I also pay based on a rolling 12 month average - not my largest bill of the year. The extra I pay when usage is low goes toward…

I monitor all my bills closely and recalculate the 12 month average each month. And I have enough brains to be sufficiently self-aware to know that if I kept the surplus in cash that it would be wasted on something frivolous rather than being saved for months where the bill was larger than normal. By actually paying…

Eric, I just wanted to say that I appreciate the fact that you frequently offer financial advice here that applies to people who are financially struggling or have little (if anything) to save or spend capriciously. You have been generous in sharing your own experiences from a time when you had very little money and…

I already do something similiar - most of my bills will allow me to make a payment that is higher than the amount I actually owe. For variable bills - I have as my minimum payment 120% of my 12 month average. Likewise - for my fixed expenses I always pay 120% of the monthly amounth due.

There are a lot of funny people on The Nightly Show. Different people like different stuff. I think Mike Yard is hilarious, and you couldn't pay me to watch anything on CBS. That's the way humor works.

But then why have a comedian do a Roast?

If you’re tired of talking about GMO in your foods, then you should do what I did and do some research about how the GMO scare is largely a bunch of fucking nonsense, slap your dumb friends with facts, and tell them to shut the fuck up about it so we can go back to civilized discussions about whether you can tame the…

You’ve moved the goalposts of your argument from ‘white liberals can’t take a race joke’ to ‘white college age liberals are humorless’.

White liberals can’t take a race joke? Hahaha, at least they’re not arresting them, hanging them from trees, or denying them basic humanity like white conservatives.

Speak for your white liberals. Mine were cool with it.

“Black people can’t take a joke. Everyone else is way more chilled.”

What the hell is a wypipo? And I’m middle aged and white and found all of that hilarious. What are you talking about?

I just watched the whole thing and I loved every minute of it. I’m a middle age (42) white liberal white lady, and I’m wondering what the fuck is going on with the audience. Good for Larry pushing harder.

As a bona fide white person, this is probably my favorite joke of all time in history, ever.

White liberals can’t take a race joke.

Dude, I have no earthly idea what an MGTOW is, and I googled it and see it is some acronym that has something to do with a male response to feminism and I just really don’t care. My point is that the OP is talking about how constant exposure to male violence in her own life has made her decide to avoid men. It has…

The great thing about my parents’ neighborhood is it doesn’t matter if you are allowed to throw things out curbside; if you put anything remotely valuable on the curb (appliances, electronics, scrap metal, etc), a guy in a pickup truck will come by and take it within a couple of hours. That guy has saved us so much…