It's not confusing at all - I went through this. HIPAA is commonly thought of primarily as a privacy law, but it is much more than that. As usual with the .gov plans, the devil is in the details. The Wikipedia page doesn't do it justice. For example - here's what I was paraphrasing from http://www.dol.gov/ebsa/faqs/fa…

My former partner has diabetes and her COBRA option was ~$900/month in 2008 - and that was for a bare-bones plan. I'm not sure if it was legit but the HI company claimed the plan her company had was ~$1100/month.

To clarify your answer - does dropping COBRA count as "could have been on employers insurance"? Self-employed health insurance is 100% deductible provided you are not eligible for coverage by an employer and the business is profitable - so that's an important issue in the decision to opt out of COBRA.

For those who had the trifecta of despair (job loss, pre-existing condition, company closes = no COBRA), the ACA is a godsend. HIPAA is a little known version of COBRA for those who lose their job through company closure (head of HR at my old job had no idea what it was). Essentially, if you had 18 months continuous …

I had the worst fucking gallstone attack yesterday and I'll be sipping carrot and beet juice all day, so thank you for making my day a zillion times better with the divine Ms. Connie Britton.

Gorgeous woman... fantastic night...morning conversation... *she votes Republican*...hasty departure.

And Annie Leibovitz's.

As a freelancer, I find this a good time to do a rough run through of the entire April's tax submission, particularly Schedule C entries. My income goes up and down and I generally pay 100% of the previous years tax burden in Estimated taxes. But if necessary, I can invest in needed business expenses now. Last year, I…

Plus, Queen Badass, Olivia Benson

Katastrophe

Yep - we need a special section for those Jezebel!

Right? Is the pony's name Ben chunch or is it wearing a chunch coat?

Seriously. My 4-year-old nephew was recently given a Doctor's dress-up set for a birthday present and he cried and said he wanted the "girl" Nurse's set so he could be like his Mom.

Ebola nurse dates NFL player.

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Stiiiiiiil waiting for my jet-pack.

...and thus ushers in the end of the Catholic church.

The badass or Taylor Swift's cat?

I totally hear you on the "only leaving the house to do grocery shopping"! I live in a pretty urban area and can walk to most stores, so I've made a point of only buying a few days groceries at a time, and supplementing that with a once-a-month Costco run for the bigger items. You do have to resist the temptation to…

Don't forget that (at least in Word) the reader's computer has to have that font installed, or the font must be embedded in the file, for it to show up. Embedding also increases the file size. You definitely don't want a client asking WTF are these boxes and weird formatting.