I like Creed. To bad he went crazy.

This article makes my head hurt. Leasing are car is not “a great way to get a new car”. Financially it’s not very smart at all. People need to stop buying cars they can’t afford.

Communism works in theory also. Reality is a different story. How many people do you know specifically invest the money that they owe in taxes? If you under pay too much you will owe a penalty, which will wipe out any gains. The very small amount of money you are talking about is not worth it.

Ha. Sorry for the sarcasm. I just find it crazy how many people think debt is a good thing.

I’m sure you have a car you can’t afford, and credit cards you can’t pay off. It must be the right thing to do.

I’m speaking generally. I would even say that MOST people who think they are smart about using debt are wrong.

That article is terrible. It’s a land attempt to justify liberal spending. I’m sure I could find a thousand articles about how government debt is killing us. Ask Greece about debt and spending.

You have spent way more on crap you don’t need because you have a credit card and earn points. It’s a fact. I’ll take my financial advise from people who have a lot of money.

I disagree with just about everything you said. First, companies that have no debt are much more stable than over leveraged companies. I don’t think Apple will be going out of business any time soon. I don’t think it really relates to the personal finance conversation though. And governments? Really?? It is bad, not…

Most people who consider debt a tool are poor.

I’m sure you will deny it, but I guarantee you piss away way more money than you would if you paid as you go.

Owing the government is not a good thing and will not help you financially in the long run.

When financial experts talk about giving the government an interest free loan, they are talking about $5K or $10K refunds, not $600. You should get a small refund so you don’t end up owing.

It’s still costing you. You (people in general) spend much more money when using a credit card then you would if you only had a debit card.

I agree. There are some good strategies but you really need to know what you’re doing and be very disciplined. The overwhelming majority of options contracts expire worthless.

I agree with the article if people invest smart, but there are definitely some ways they can lose all their money. Usually it comes from gambling under the guise of investing. Options and penny stocks are the first thing that comes to mind.

I agree with all of them exceptexcept “You can beat the market”. Of course you can. Plenty of people do. Otherwise stocks would move the same. I would agree that most people WON’T beat the market because they do not have the knowledge or don’t put in the effort. Find a good fund with a good track record.

I just use two checking accounts. My paycheck gets direct deposited into one account. I pay my bills out of the second account. Each week an automatic transfer moves money from the first checking account to the second, just like a steady paycheck.

He felt bad you were driving a minivan. :)

I’m not going to bother to list all the lies she’s told and shady things she’s been involved in. There are plenty of FACTS out there. You prefer ignorance. Keep letting the liberals do your thinking for you.