Actually, Mr. Angry Internet Commenter, the opposite is true. This is exactly why we should use LastPass. They did a good job of securing things so that even a breach is extremely unlikely to leave you exposed. They also noticed the problem and notified users. Can you have the same confidence in trying to memorize 100…

Tracking it no longer involves “a fair bit of math”. I have a very difficult, complex three step system that I use to track every single expense and keep them all organized in categories so I can easily keep an eye on my spending. I actually devised this system based on some tips from Lifehacker.

How in heaven’s name do people save half their net income? Do you live at home? Pay almost nothing in rent? Have no student loans? I hate advice like this, because saving even $100 a month for me is a HUGE stretch.

I agree... He takes things to more of an extreme than most people will either want to or be able to. It really does depend on individual goals and plans. Personally I would like to be able to retire as soon as possible and then work on things I want to work on. So not retirement in the classic sense, mostly just…

Have you heard of Mr. Money Mustache? I just stumbled across his blog and have been enjoying it thus far. I’m planning on rearranging my finances so that I can save half or more of my net income as well, with the goal of retiring earlier than normal.

True. Before I got everything under control, it was very helpful to see WHERE the money was actually going. Like, “No shit. I’m spending way too much on dry cleaning.” Mint.com was very helpful in this regard.

Just remember that you are giving up your benefits from the VISA, MC, AMEX networks. I've received numerous reimbursements on electronic repairs from AMEX after the OEM warranty expired, but I was still covered by my AMEX warranty services. Especially useful on iPhone batteries.

Chip's gonna be pissed when he finds out Byron Maxwell isn't actually this guy.

How to handle repeated failure. How to be content with doing "alright", not "outstanding" in life. How to be gentle with myself.

Everyone just looks for a handout now instead of getting a damn job. Thanks Obearma.

I don't know, I think it depends on the situation.

Right? I thought that first one was a joke. Being there during someone's hard times will make them, not unreasonably, think you're someone they should come to during troubled times— ie, it'll make them more needy. I'm pretty sure if you pretend to care about someone's difficult life moments in the hopes that it'll…

You'd be surprised what deals people in the credit/collections industry are willing to strike. I've gotten a couple derogatory marks removed by asking nicely and pleading my case.

Help others to grow as well, Show them the ropes, mentor and energize others to be "active learners" although challenging but could produce better results, keeps you motivated and challenged and then generate better ideas by others (hope I am not off the topic). I think its professional responsibility of the top…

You can still bounce ideas off of the others, though. Sometimes, it helps to get the perspective of someone that is - for lack of a better phrase - clouded by experience. You can get "Why don't we do [XXX]?" and you think "Well, we can't because we normally...waitaminute: Why don't we do [XXX}?"

What I've done in this situation is ask, "what skill does this group lack?" Be honest with the answer, or just ask other departments that interact with yours how your section could improve.

The right answer is zero. These peasants need to be put in their place, amiright?

I have to agree. There are many at my employer that still haven't set their 401k up (employer matches 4%). They've been here 2, 3, some of them longer and still "haven't got around to it". I fuss at them every time the topic comes up. Drives me bonkers!

It's not just a bonus, up to the matching limit, it's an instant 100% ROI.

THIS WILL NOT CATCH PEOPLE SPYING... Please don't share tools that give people a false sense of security.