Just remember that you are giving up your benefits from the VISA, MC, AMEX networks. I've received numerous reimbursements on electronic repairs from AMEX after the OEM warranty expired, but I was still covered by my AMEX warranty services. Especially useful on iPhone batteries.

Chip's gonna be pissed when he finds out Byron Maxwell isn't actually this guy.

How to handle repeated failure. How to be content with doing "alright", not "outstanding" in life. How to be gentle with myself.

Everyone just looks for a handout now instead of getting a damn job. Thanks Obearma.

I don't know, I think it depends on the situation.

Right? I thought that first one was a joke. Being there during someone's hard times will make them, not unreasonably, think you're someone they should come to during troubled times— ie, it'll make them more needy. I'm pretty sure if you pretend to care about someone's difficult life moments in the hopes that it'll…

You'd be surprised what deals people in the credit/collections industry are willing to strike. I've gotten a couple derogatory marks removed by asking nicely and pleading my case.

Help others to grow as well, Show them the ropes, mentor and energize others to be "active learners" although challenging but could produce better results, keeps you motivated and challenged and then generate better ideas by others (hope I am not off the topic). I think its professional responsibility of the top…

You can still bounce ideas off of the others, though. Sometimes, it helps to get the perspective of someone that is - for lack of a better phrase - clouded by experience. You can get "Why don't we do [XXX]?" and you think "Well, we can't because we normally...waitaminute: Why don't we do [XXX}?"

What I've done in this situation is ask, "what skill does this group lack?" Be honest with the answer, or just ask other departments that interact with yours how your section could improve.

The right answer is zero. These peasants need to be put in their place, amiright?

I have to agree. There are many at my employer that still haven't set their 401k up (employer matches 4%). They've been here 2, 3, some of them longer and still "haven't got around to it". I fuss at them every time the topic comes up. Drives me bonkers!

It's not just a bonus, up to the matching limit, it's an instant 100% ROI.

THIS WILL NOT CATCH PEOPLE SPYING... Please don't share tools that give people a false sense of security.

Oh, let me translate your comment:
"I'm uncomfortable with these ideas, so I'll call myself 'normal' and you 'weird' for being different than me!"
TheEducationalGeek was relating a story that is on topic.

Hopefully this would go without saying, but be mindful of whether or not your ISP blocks inbound port 80 as this might make your blog hard to get to if you host it at home.

"The smart financial move is to pay for your car in cash and avoid a loan altogether."

That's a great article you linked to, with some advice that I'm going to try out, but it's a little oversimplified in places, and doesn't address the fact that some kids are developmentally sociopathic. I mean me. When I was a kid, maybe five or six, I got in trouble for stealing a watch. LOTS of trouble. Like, day…

I might get some flak for this, but...

My husband and I are having this conversation now. My thought is, if it's my emergency fund, and I invest it all in the stock market, and the markets tank and one of us gets laid off, where does that leave our emergency fund? If you're going to invest it, at least put it somewhere stable. Don't put your emergency…