In my experience, there are a couple major things that can do that...

Shh, don’t talk about #4.

This is a really important point that I didn't look into before. The terms and conditions are here:

Yes, this applies to store cards (they're just normal credit cards). However, the number at which you have "too many" is probably a lot higher than you'd expect. Three is definitely not correct.

That's pretty good, probably well worth it if you're a heavy Amazon shopper.

My stupid CFLs won't die.

My stupid CFLs won't die.

"Literally" isn't a word that you should eliminate from your writing.

You still have your money invested, just not in stocks. Stocks are more volatile and crash faster/harder (of course, they also grow bigger/faster).

Ah... sorry, misunderstood the tone. Text-only communication claims another victim!

Did you even read what I wrote?

Uh... What? Do you think your razor lasts forever without dulling?

You still have to regularly replace blades on the electric razor, though. If your father isn't doing that, it's because he's content with a terrible shave or has an extremely soft beard.

Electric razors are not always cheaper over time.

I agree that it's a minor faux pas to introduce someone without giving their name, but I think it's probably worse to finish an evening of conversation and never know their name.

Tip: if you're bad with names (as I am) and you miss someone's name during the initial introduction, use another one of the tips in this post to learn it again - introduce them to someone you know.

This is so important, and so many high achievers never learn.

Just think, though: you're sitting there with a group of people. It's kind of awkward and you're all staring at each other.

I also like the "fade in" that way, even if you do need to hear the ring, you might only need to hear the beginning quiet part.

Dammit, now I have coffee on my shirt.

Well, the OWA app (I don't think it's the same as the Outlook app) sandboxes your email off from the rest of your system. If it's a work phone, it doesn't matter so much but on my personal phone, I like to be able to check my work email but don't want my IT department being able to wipe my personal phone remotely.