The day I tell someone, without irony, that I am richly scheduled is the day I accept that I am assimilated in the the Borg of Corporate America, walk out, and move into a shack in the woods.

Sure, for procedural things. I'm talking more about detailed problem solving or technical issues, though.

Great idea - it's actually exactly what I've been working towards. I'm currently working on a certification that's a pretty new area for me, and have been establishing myself as the "expert" in that area. It has certainly kept things interesting since I have to stay ahead of any questions that I'm getting.

I'm having a little trouble at work with this right now. I mean, on one hand it's enjoyable being the senior resource that everyone turns to when they need The Answer. On the other hand, I have absolutely nobody to learn from, talk to, bounce ideas off, etc.

Great idea, I've never tried putting potatoes in chili - will have to give that a shot next time.

Cereal isn't really a good budget food when you work out the cost for the amount of food/nutrients you get. You can do better if you go with bulk and store-brand, but even at that, you can get a whole lot more food for the dollar in other areas of the store.

One of my favorites is chili.

Once you get used to excusing bad financial behavior, it's incredibly easy to keep doing it. It becomes a cycle, and unless you're willing to step up to the plate to break that cycle, it's going to last forever.

It's a lousy tool and teaches a lazy and short-sighted view of finances that will not serve that person well. Not only that, but because it's so near-term, it can actually teach bad habits as the person becomes accustomed to looking at immediate consequences and not forming good long term habits.

What I stated was a hypothetical situation. You know, an example used to illustrate a point?

What a terrible "rule." It doesn't even make sense - an instantaneous read on your purchase size vs. your savings amount is irrelevant.

I like the idea of targeted deadlines to pay off things like credit cards. Those kinds of high interest debts can be back-breaking when it comes to managing finances so having a defined end-date can put some urgency on it.

I like a lot of MMM's advice - his concepts are usually right on target.

...okay. Yes. Tax deferred retirement funds require you to pay tax on them eventually. I'm not implying that taxes go away.

Does Swiftkey for iOS do the thing it does on Android where it can peruse your texts and emails to teach itself?

I think these kind of rules are really great for people starting out. Sometimes it's overwhelming to try and figure out where to start when looking at big goals like retirement, home ownership, savings plans, etc. Internet research often leads to conflicting opinions, or seeing sites that you don't know if you should…

I aggressively turn off notifications for many of the apps I have installed. It seems like every app wants to ding and beep and vibrate its way into the forefront.

If you think your towel has a perfect environment for bacteria, you're doing something wrong.

My girlfriend's parents wash towels every use which I experience when we visit them for the holidays. I think it's weird.

Funny, I get paid over $1,000 per year for the credit card companies to float me an interest-free loan every 30 days.