Right!

Sure, but it'd still be a converter not an adapter, and would be priced accordingly.

There are tons of fake cables out there that have an analog connector at one end (e.g. VGA, composite audio, RCA, S-video, etc.) and digital at the other end (e.g. HDMI, DVI, TOSLINK, etc.).

I agree. Your investments for retirement can be relied on to ride out dips in the market, but I wouldn't suggest someone put emergency funds into pure stocks.

Well, sure, you should always be balancing your investments to your needs. My retirement money is in a much higher risk portfolio than I would keep emergency funds in.

You don't have to ask what happens. OF COURSE you have the potential of a loss if you need to pull out your money and the investment is depressed. You'd have to be an idiot to think otherwise.

You think a massive power outage or severe weather event is going to mean you won't have access to a phone and an ATM for months on end?

You don't have to "trust" anything. As the investor, it's your name on the account - you can get to it in accordance with the terms of the investment, which you can read and understand on your own.

I was talking to my financial advisor about this. He pointed out that a lot of your invested assets can be had within 30 days for either a very small penalty (~1%) or no penalty at all.

It's more of a problem at restaurants than it is to bring one yourself. Just wash the rind and you'll get rid of most of the bad stuff.

Talk to a financial planner. Seriously, a professional who can help you work through what your goals are and how to get there is going to be a big asset at the beginning of your having a lot of excess cash. Work might offer one, or your bank.

I hate what the college race has become in the US. It's so competitive that high school kids are expected to apply to the best schools they can get into, then go to the best one that accepts them.

I still think I'd rather wash the two sheets than strip a duvet cover off and wash that... but in any event, the point is that you're not reducing work unless you're willing to live with more dirt.

The purpose of the top sheet is to prevent your comforter/blankets from getting as dirty. Sleeping on top of it means your more-difficult-to-wash blankets need to be laundered. I'd rather wash the two thin sheets more often.

Meh. NewEgg's draconian return policies have stopped me from shopping there most of the time. I can get virtually all of the same gear from Amazon and free returns with no hassle. I don't see the point to paying $50 for the same service I get from Amazon for free.

The one thing about groceries is you can do this IF you tailor your meals to what's on sale, and you don't just buy normal meals plus what's on sale (which is what it sounds like your wife does).

On the topic of sales, I try to avoid buying something in a sale that I didn't already know I needed.

Agreed. At the very least, tell me WHY you want some permission.

Your comment still has nothing to do with the original concern. Are you even reading what is being said?

And this has exactly what to do with the original comment that I was referring to?