In RE: "Pay off the House." Something a lot of people fail to take into account is you can still get that "home equity" if you're renting, but you have to be diligent about it. Between mortgage interest rates, taxes and repairs, home owners typically spend 50-75% more than renters, sometimes even more than that.

I was having this problem for a little while - not really over-spending, just never having a good grasp on my card balances.

I'm not trying to imply that this isn't "better" than a simpler method, or to say that using this stops at the Lifehacker example (I acknowledged that you could use this method to make good passwords).

The problem, though, is that any type of predictable pattern entry is going to be tested for.

I like the introspection in this article. It would have been easy to turn it into one of these dime-a-dozen commentaries on why we don't need more stuff but it actually isn't. It's not really about the stuff - it's about the behaviors.

The past few years, I've found that my neck pops and cracks just about every time I roll my head around (that is, not just turn side to side but also lean my head back).

My biggest current annoyance was that they changed something at some point in Jelly Bean so that notifications aren't as consistent. For example, I can't stop Google Voice from vibrating if I have my phone set to vibrate. When I have my phone set to vibrate, I actually only want calls to vibrate, so I turn off all…

The other thing to keep in mind is that t-shirts often don't fit the same as undershirts. In addition to the fabric thickness, undershirts often have the sleeves cut shorter, the neck higher, the collar thicker, and the fit is slimmer, all of which have a result on how the dress shirt is going to look.

Incognito/private browsing only prevents sketchy websites that you're browsing from hijacking cookies or sessions on other websites you're browsing.

Oh, I am well aware that there's a hole in the side of the donut. I'm not sure I've ever seen a time when you couldn't identify the filling from that... which is what made it all the more amazing.

I used to work with a bunch of extremely lazy and generally bitter/gossipy women in a law office. As the only male, and their personalities being completely unpleasant, I didn't interact a whole lot and mostly just kept to myself.

I'm not sure a bikini bar is the right place to test out tipping theories. The whole dynamic there is completely different.

Did everyone miss the second half of the title here? If you want to be remembered.

Yeah... I'm not sure why being transparent about your desire to do better is a bad thing.

I guess it depends on what you'd define as "secure" but I have a hard time saying someone with a year's savings and "marketable skills, experience, an education, etc" is somehow not financially secure.

My 401(k) contribution is 12% pre-tax, and I personally save about another 10-15% (depending on the month/year) in a savings account. This is out of my total salary, not a percentage of my "disposable income."

If I'm somewhere I plan to be for a while, especially on a crowded night, I'll often drop $10 on the first drink tip. It's amazingly effective.

I've used Smugmug and Flickr as well, just didn't list them in the original post.

Try out Piwigo if you can. Gallery was finicky about its templates and upgrades, which was always a pain for me - I tended to not apply upgrades rather than dealing with how things broke when I did apply them.

Well, hey, you've got to make the choices that are right for you and if that eliminates pets and kids, so be it. You may want relax the pet thing since there are lots of breeds that are allergy-friendly, but that's kind of an aside.