Unfortunately I need to use two different e-mail addresses. Given that Mint logs you out of the website automatically its not such a big deal to manage, but it is annoying on the mobile app, which only supports one.

“ The only things they allow, up in New England, are E-Class station wagons and labradoodles.”

To be fair it could be worse. They could be Baby Boomers!

There is going to be an implied cost, even if opaque to the consumer. There are real carrying costs at the corporate level, and I pretty much guaranty they would provide a discount to match based on that.

Because you might also get the purchase price discounted to account for their reduced carrying costs. I would just throw out a number like $30 cash instead of $35 and see what they do.

Nothing shows military might like proving you can create cutscenes on par with video games from 1999.

So Issuer and Processor split proceeds?

Would guess this is due to oil.

Yeah, I guess the cash goes to the transaction processor - Visa/Mastercard/Amex etc. I wouldn’t be surprised if the issuer got carved out some of this, however. In other words, I doubt they lose money on people who pay have their balance every month.

Glad to hear you cleared it up! Congratulations!

Didn’t realize you were a market maker for non-collateralized debt. Please let me know how else debt markets will change with your infinite wisdom. I think we could probably join up and make a lot of money with your knowledge that is vastly superior to markets.

You can have debt on credit cards? I thought it was just something that you paid every month and it gave you points.

The sensitive bits would be fine if you had a proper bike seat. That is the point they are trying to make, a proper seat primarily touches your sit bones, so anything else should be fine.

Oh, yes that makes sense. They also have data rollover on their regular plans which may work also, as it lets you “bank” the data. Still may be pricier though.

Not sure what the difference is, but the current T-mo offerings are pretty good also. I have two lines of unlimited data for $100/month, which is pretty solid.

I currently have a Moto X I bought from the Motorola website. Before that a Nexus 4 bought from the Google Play store. There are plenty on Amazon also.

EDIT: missed highly desirable grandfathered plan. Guess that takes out the other MVNOs.

Huh, I’m surprised they didn’t have non-nano sims. I actually was shipped a micro sim from them last year that I had to cut down to nano. You can also try Net10 or Straight Talk or Cricket or any of the other prepaids, and they should have different size sims.

The other option is always to self-insure, i.e., set aside the money and if it breaks use the money to replace it. That being said, for $20-$30/year, it would take 15-20 years to get to the $450, and its likely phones get broken more often than that...

I do the easiest way. Buy an unlocked GSM phone direct from a vendor full price, then take it to whatever carrier (Tmo, AT&T, or prepaid) that I want.