It probably is too complicated. To be fair though, most of what it does is accomplished by other similar phones in the comments.

Vote: Blackberry Q10

I have a Blackberry Q10 from work. Does that count?

Interesting. Yeah I also did a little research and it is only a misconception (one that I held) that higher octane gas has less energy. This is only the case with ethanol, which happens to have higher octane and less energy. Otherwise its just the chemical composition of the fuel.

How does that work? Higher octane fuel has less energy/gallon?

Hey, its not just the people in a hurry who ruin things at a 4-way stop:

http://www.ifc.com/portlandia/vid…

+100000000000000000000000000

I swear most of the reason people can't merge is because they are paying zero attention to what they are doing. The only thing worse than getting stuck behind someone trying to merge on their phone is when they are trying to park.

Merging isn't difficult if you know how to drive.

I do the whole road in that I act as the facilitator that straddles the two lanes of traffic to keep the sidezoomers at bay and both lanes of traffic moving at the same pace. Definitely a prick move but it usually forces some zipper action because at least both lanes are moving at the same speed.

Well you said Household, not Individual, so I was comparing Apples to Apples. The Median for an individual with a Bachelors degree is $50,281 and the Mean is $62,597. Regardless, most people won't max it out, but you can still save a lot. I am full believer in being as aggressive as possible when it comes to…

How do you figure that interest on borrowed money is less than invested money?

Via the Current Population Survey: http://www.census.gov/hhes/www/cpsta…

Yeah but this is Lifehacker readers (i.e., likely to have a college education). The average American household doesn't have a degree. Average and median is likely to be much higher considering the forum.

I work in finance. I would say retirement first (max out Roth IRA contributions plus enough in 401k to get employer match to start), then loans depend on the interest rate. Tax advantages of 401k generally outweigh pv of any interest expense.

Haha yeah. I'm very fortunate and thankful that I have a wife who may actually be even more frugal than myself. And I consider myself cheap. She's the best.

My take home pay is ~$850/week (after 16% to 401k, taxes, benefits, etc), or about $3500 month (as some months have 5 weeks). I put $1700 into a joint account with my wife that covers my half of the mortgage ($1350 for both of us or $675 each which includes Principal and Interest, PMI, Taxes, and Insurance on a $235k…

I do this on an income of $72k, have a mortgage (that I split with my wife), and have ~$25k in student loan debt (Undergrad+grad). Not having kids helps though.

I'm apparently one of the rare ones with you who don't need to "own" music. Google Play Music subscription covers 90% of what I want, and the rest I just load into it (and stream). My phone only has 8GB of storage (Nexus 4), which seriously isn't a problem if you are always streaming anyway.

Yeah I also have a joint bank account with my wife where I keep some savings. We each put in money to cover mortgage, grocery + misc spending, plus a few hundred extra so it grows over time. Again, its restricted savings that makes it easier to save. I also keep a brokerage account for some savings that is tied up,…

Thanks. By never letting money hit your bank account I find it much easier to save. I would recommend to anyone to at least try putting away more than they think they can save to retirement, and at least seeing what happens. You can always adjust it later if you can't adhere to the budget, but psychologically never…