At the credit union where I’m a mortgage and consumer loan officer, we only have simple interest loans, so it is not interest-heavy up front. Also we look at debt-to-income ratio (DTI), which is your monthly minimum payments vs. your monthly income. Not sure how common that is throughout the entire banking industry,…

lol

Yeah no. There’s nothing wrong with financing a vehicle with payments that you an afford and that keep the loan valuation in the black.

There are good reasons to get a longer loan and pay it off early IF you have the self control to do it.

They take a 72 month loan but payoff in 36 because they are moving the money around to maximize its usefullness. If they can get a loan at 2% but are earning 5%+ from other means, they are net 3% positive.... can pay back the loan at their convenience while they offset that positive gain, combined with the lack of…

I work at this dealer. There is no intent on selling it. The owner has a museum of old cars. This is just an addition. Plus for the release of the new Supra.

What automobile company manufactures a stretch limo?

Essentially all stretch limos are remanufactured as you described so yes, it is completely reasonable and accurate to say that the ban covers all stretch limos.

OH BUT THEY HAVE! It’s not in the configurator, I don’t think, but if you look in the dealer “Porsche Exclusive” option book, they will let you specify different colors for left and right seat, and left and right door card.

The brakes weren’t upgraded to take account of the significant extra weight of the vehicle and additional occupants. That was the mechanical fault, and it was the cause of his losing control on the downhill to the stop sign and then running it. That, among other things, was why it had failed its inspection.

“and the one absolutely no one pays for will cost $16 each month instead of $14—making it even more costly than HBO Now.”

Booker Dewitt used to work for them. But I had to look that up, I don't remember whether it was obvious or not. 

Very fitting for Cadillac. Even their logo will be an empty shell of its former self.

Also, if they send you the information, pictures, etc., that you ask for and you don’t like what you see, then you’re gone. You don’t even have to tell them why. They can’t downplay the cons, they can’t pressure you into overlooking them, and they sure can’t get you to take a look at another car in their lot on the…

Every salesperson I have ever met is confident in their abilities to complete the deal based on their sparkling sales patter and personal magnetism. Sort of the “I can sell ice cubes to Eskimos” attitude. You can’t do that over e-mail.

liz holy shit

Brake engineer here:

Not exactly. Companies aren’t in the business of creating jobs for people. They’re in the business of providing some utility, service, or product.

I’ve conceived of several and implemented probably a dozen process automation jobs in my career. Usually streamlining document creation or internal processes. So far I don’t think any have led to a person losing their job but I have had a few examples where the company didn’t have to hire someone to do a task or where…

I’m a corvette owner.

I wouldn’t pay ten cents more for better buttons.

If I wanted a nicer car, I’d buy a nicer car.

if I want a cheap performance beast I can throw into a wall or two, I buy the vette.

They know their market and do it well.