But seriously. I always changed my hat and mask to match my outfit. It’s not about getting to the finish line first, it’s about looking fly when you get there.

The potential loss in the event of needing to fire sale is much smaller: it’s the total cost of the lease, vs. the total cost of the car. Leases are always lower risk, full stop. But that doesn’t change living over your means. It just bounds the risk you’re taking with living over your means.

Almost certainly. But that’s not what the question asker asked. Hence the “living above their means? possibly.”

Anecdotal evidence is anecdotal. You happened to pick value winners. Many do not. That’s why I specifically stated that if you cherry data you can always find an example of a vehicle where the secondary market is so strong that dealers cannot make competitive leases and have it be worth their time. This is not the…

Note here I mean in the average case. There are particular cars where the lease terms are completely divorced from reality (Ex: A 911 GT3), and in those cases buying can be cheaper even if you only hold the car for a year. But those cases are extremely rare.

PA’s legislation is... murky here. Certainly that is what sales tax is assessed on in a lease. But the actual text of the trade law is simply:

It depends. Some states have tax incentives for trade ins, where the sales tax is only paid on the delta between the new car value and the trade in value. In those cases, you can get “extra value” for the trade from the reduced tax burden, often enough to offset any delta between dealer trade and private party value…

If your habits are such that you change cars every 2-3 years anyway, then leasing is _absolutely_ cheaper than buying. There are some people that are perfectly OK with the idea that they will have a car note for all time if it means they are driving a new car. It’s basically just another utility bill. Financing a car…

Total cost wise, absolutely. But the OP pretty specifically said that they are trying to keep the payments for the first few years lower, in order to use that money to pay off other debts. There’s not really another way to do that other than lease-then-buy, as every car loan product I know of is an even installment…

There also seem to be a lot of people that want the presentation of Samurai (or really, feudalism in general) to be more reflective of what it actually was: a bunch of horrible people treating the people under them like dirt simply due to birth status. And the overt message being “feudalism is bad.” Which like, ok,…

Yeah, I mean, SEO is SEO. When your primary means of discovery is “be in the thing that shows up first on a page load,” and there’s no active moderation to force streams into particular channels, then of course people are just going to do the thing that makes them most likely to get a click.

There’s some analysis of this on Kotaku. Mostly, it comes down to some technology being slightly too modern for the time period it’s set in, and some philosophical ideas being represented that hadn’t actually been formulated yet. But I agree, like, the game isn’t trying to be a 1200AD Japan simulator, or a visual…

Yeah. He may be a middle age model, but he’s still a model. Jin is definitely not a model, he’s just a “regular dude,” face wise. Same with the female characters, which was particularly refreshing.

Having completed the game (with English voice acting + CC, vs. Japanese + Subtitles), I don’t actually remember the word “Bushido” being used once. A code of honor that Samurai are supposed to be bound by, absolutely, but not Bushido specifically. The beginning of the game even implies that the specific code you’re…

Well, he did try to do that, but as passing it off to Yuna rather than himself (an entirely different problem). I imagine, selfishness aside, he didn’t see much good in taking the blame himself: it would have resulted in the Shogun killing him and disbanding clan Shimura, and Jin likely still would have been branded a…

Oh yeah, I don’t doubt at all that Shimura will become a bitter old man as a result of this. I just felt that Jin would weigh the cost of a power vacuum as higher risk to Tsushima than Shimura’s quest for vengeance. Especially given the parallels to Ishikawa’s storyline, which was finally resolved in a way that let…

I didn’t try, as by the time I finished the main storyline I had already beaten every side quest and had cleared all by 2 mongol camps, so I just mopped those up hoping to get a “you cleared the island, now you can rest” cutscene, but alas there is not one, just an achievement. But yeah, I would assume so, given your…

I personally chose to spare Shimura for largely the same reason your friend did: I felt that it was the logical conclusion of the general rejection of the code of honor that Jin had come to realize would favor every man, woman and child of Tsushima being killed or enslaved by Mongols over doing something as simple as…

Downside: boy do I finish games a lot faster now that I don’t have artificially inflated difficulty stretching out the time it takes to complete a game through sheer repetition.

Contrast this to my younger self, who as a freshman in college legitimately spent a week doing nothing in my free time but trying to beat Sepheroth, an optional side boss, on hard in Kingdom Hearts 1, and considered that “fun.”