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Apart from the obvious advantages of credit cards (extended warranties, rewards, rental car insurance, buyer protection, travel/business reimbursement) there is one thing that will keep me loyal to using them over my debit card.

Student loan debt has several advantages over traditional debt. The interest is tax deductible. Income based repayment is often an option. There are some opportunities for loan forgiveness.

That's one way of looking at it, but I would disagree.

I agree with you, but it's worth pointing out that the 35% figure is pretty variable depending on what kind of car you buy. If you tilt towards the low end of the spectrum- for something cheap, safe and reliable-it's a marginal savings.

That's not cubicle specific...but sounds awesome!

Jeez. Just do what you can. As long as you make an effort to put yourself in the best possible position, and make the tough choices about managing your income vs. expenses, you'll be better off.

My comment is a little outside the box here...

Can you take another crack at that first anecdote? I can't understand what you're saying. She thought you were job hopping when really you'd just done a couple internships?

The phenomenon you're describing is called the "two year itch" and is extremely common for most workers.

I've been working at my current job for several years, but I suspect (after I knock out a few short-term goals) this might be my last. After patiently paying my dues, learning and improving my skill set, I'm no longer getting the project experience I need to advance my career. While it's easy to get sentimental,…

If you have a starbucks rewards card, in a very short time (5 transactions), you are eligible for free refills on brewed coffee or iced tea. It's easy. I've spent about $9 (on four small cups of coffee) and I am now eligible.

You are living the dream!

I know it was pure luck, but, "we've actually featured that one before" is the best possible response to that polite criticism. I bet that felt good!

Hahah- you sound like me at an eye exam. You can see it in full size in the Flickr page. It's University of North Texas.

Is that a no-no?

That's a few more steps down the road (still paying my dues, getting my certifications, and networking), but yes, that is definitely a possibility in the future!

Really great post!

They should make giant books with really heavy pages, so you can exercise your body while you exercise your mind!

Yes, haha, this hack is completely unnecessary. Why don't they focus on the things people actually need? Like the best power tools for cracking eggs. Or, a comprehensive list of DIY paperweights.