Yes they have money therefore we should not take money advice form them...../s

They get insurance from the ACA marketplace and qualify for subsidies since they are retiring early on a relatively low income. if you make good money in a lcol area then your path to FIRE is easy. even now with your needs being 33% and your saving being 33%,  every year you are saving enough to retire one year…

You are just trading one cancer source for another. Vaping being a “healthy” way to quit cigarettes is the biggest lie since the days of tobacco saying smoking was healthy.

This is what i dont get about these scandals. It has always been cut the college a big enough check and they do w/e you want. How is that suddenly such a big deal or surprise scandal. I knew about it when I was 16 and started looking into colleges. Why did these people think they needed to falsify test scores and…

I’m a broken record.... VTSAX and if you worry about allocation then also buy VBTLX and VTIAX. (though an argument could be made that VTSAX has decent international exposure on its own b/c of how many large US companies operate overseas) These 2 or 3 funds diversify you across the entire market and you only have to…

well considering someone else has confirmed that Great Lakes also does this my assumption that others do it as well was completely correct. Crawl back under your bridge troll.

The extra payment will not count, and if the loan servicer counts its as an advance payment for the next month that months payment will not counts as one of your 120 payments. But you also dont want to be paying extra towards a loan you plan to do PSLF unless you are not sure you will be in public service for the full…

I know with FedLoan and CFNC I had to call them and say that I wanted all extra payments to be treated as additional principle, otherwise they treated it as a prepayment for the next month. I’m sure other loan servicers do this as well.

Yeah, this is the advice I give people just starting out on places like r/personalfinance, do it in stages as you can when you cant sock away lots of money each month. Enough for a set of tires or engine fix, then $1k, then deductible, OoPMax, 2 year deductible, 2 yrs OoPMax, etc. Lots of smaller reachable goals that…

I wonder if she imagines the pool boy or just a huge pile of cash is these situations.

Should be twice your deducible if possible, if you get hit by a bus in December you are screwed for the next year.

Yeah I agree, just had to put that plug for the FIRE community. :P

Should just replace all this with “Buy VTSAX”.

Someone didn’t pay attention at his CCW class, pulling your weapon is the same as pointing your weapon at someone.

The real problem is we still allow waitstaff to get paid less than minimum wage and therefor have to rely on tips for a living. I always tip 20% for good service because i have waited tables and know how much it sucks, But i also think its bullshit that the employer does not have to pay a full wage to the employee…

Why the fuck do these dumb fucks still have the rights to make Star Wars games. You would think the money hungry guys at Disney would have told EA to fuck right off after the disaster that was Battlefront 2.

These comments are the best.

The real secret is they have a coal burning engine hidden in the batteries with a defeat device. Fuck VW.

Ill take them all....

If I buy gas from a gas station every week and suddenly they start putting water in the gas tanks instead of gas, me complaining is not what hurts the gas station, them doing something fucking stupid is. Complaining because a developer that usually releases good games has released a shit one is not being awful and…