That condom will in most cases save a child more money than they would ever make investing.

That’s means you’ll get about 8 months free on the subscription? That’s off the top of my head, but there IS a discount for new YNAB 4 customers. Look it up on their site, I haven’t got the time just now to look for you sorry, I have to go to work!

I’ve read somewhere that people who recently bought YNAB4 will get some free months of the new one. Hopefully that helps.

You’ll have a significant free trial if you switch to nYNAB - I purchased the old software late summer/early fall and have something like 6 months before having to pay for the subscription model - it was a bonus for recent purchasers.

They will give you x amount of months free depending on when you bought it.

I’d rather pay full price and continue to let Radio Shack die.

I’d rather pay full price and continue to let Radio Shack die.

I’m in the process of switching now. I figured I’d wait until after the holidays but the process started last summer. I refinanced my house because values have gone up a lot since I bought and I knew I could get rid of my mortgage insurance (saved $200/month for signing some papers).

That’s why we elected a super liberal Governor right? Legalized Gay Marriage. Defeated Voter ID. Rank in the Top 5 in tons of “Best” lists. Readers, Bikers, Education, Income, Quality of Life, For Business, for LGBT Citizens, Unemployment, Median Income, Poverty, etc., etc.

My daughter is in kindergarten so I know where you’re coming from, but since her 7 year old brother is doing it she doesn’t want to be left behind. “Writing” something in her journal and then “reading” it back to me makes her feel all grown up... and is absolutely priceless.

I have a very simple template so that my kids can journal with me. We write down 3 things:

Actually, I don’t beleive so. Runkeeper was created by a guy named Jason Jacobs and his team in the US. Runtastic started as a Sailboat racing application at the Univerisity of Applied Sciences in Upper Austria.

I see what you did there ;)

Can we also get a list of College Degrees with the best return on? Or degrees that go best together for that matter?

Look, I'm not trying to start a war here and I'm not trying to prove anybody wrong. If you want to save for college and go to college, then great - do that. My point is that the world is fundamentally different than it was 20 years ago due to the access to free information and instruction online. I would be…

What kind of system would you recommend for those who want to become doctors, engineers, or lawyers?

That took a long time for a little laugh.

I have been using MFP since July and lost 30 pounds in just under 3 months. My diet mainly includes Breakfast with high protein stuff like Egg whites, turkey, chicken and beef, lunch is mostly Subway sandwiches and depending on the calories left for the day, I adjust my dinner to either some slices of watermelon,…

Good try. I don't think I would take the advice of someone who doesn't realize that when you stop working at a job, you lose that income. And if that net income is great than the cost of daycare than it is still a net income loss.

My daughter's $1000/mo daycare bill is paid via our United credit card which is immediately paid off from our bank account. An easy way to earn 1000 miles each time.

Let's retire this one, shall we? :]