With a 401k, the employer normally applies a match to some degree or percentage. To that degree, despite the fees, I hope we can agree that at that point 401ks are good, not bullshit. So you have contributed enough to gain some degree of match from your employer, probably 2-10%, whatever is the minimum to gain the…

Just to be clear, I’m not suggesting that the options are a new car or a 90's car. I was potentially in the market for cheap transport when considering new jobs, and I saw a number of Mini’s around $5k (mileage escapes me, but five figures). I have a lot of difficulty justifying a $12k brand new Versa over a…

I can attest to the firm requirements of a car. Perhaps we can also agree that rewards for behavior are likely going to be unwise financially yet, to a degree, necessary? At any rate, I still think that buying a new car is financially a negative decision, but as you’ve displayed there are smart ways to mitigate loss…

Ah, I like this approach (not sarcasm). Take the low-to-zero percent interest rate, put the extra into an index fund that will gain an average of ~7%. But there are a lot of questions regarding the model and the price of the car. Considering the cliff a new car’s value leaps off of with signature, would it not be…

I sat in a new Miata at the CHI auto show earlier this month. At 6'3, I fit in just fine to my liking, which was exciting. But the ease of that droptop was amazing. I generally prefer hardtop coupes, hardtop convertibles look cool, and my experience with T-Tops allows the added effort of detachable roofware. But that…

AR15. How many times have we seen this string of characters in an article when one defends their home.

Top 3 situations in which this is a good car (up to your imagination)?

I’m curious to know what ‘should’ have happened. After the Franken news came out, I thought he should not seek reelection. After the Ansari news came out, I felt it was largely a date gone wrong with a lot of unnecessary publicity. After the Weinstein and Trump and Moore and similar news came out, I was disgusted and…

Ha. I bought a pair of swords from Chinatown along with a friend. We split the pair. I still have mine, some 20 years later. It just sits in a corner of a room, as it always has. I know it’s cheap and shit and barks a lot more than it could ever hope to bite (I refuse to sharpen it, as I’m sure I would kill myself, if…

Owning a Ford, I’m not one to dismiss the touch points on a car. Everything is mostly shit. And being a m/t, the plastic e-brake gets used every trip. I don’t much care about a katana theme, but if it feels nice (whatever ‘nice’ means to each person), that’s definitely a plus. How much that plus is worth is another…

I might overpay for a good condition Nissan Pulsar NX SE, complete with both hatches. And by overpay, I mean paying around $5k.

When I see a ‘busa, ZX14, liter bike or 600, I know some people treat these beasts with the respect they deserve, so the bike itself is only a single flag of concern. Much moreso is the bro riding it with the helmet strapped to the tail instead of his head. I’ve had some ‘busa-riding dumbass fly past me in my lane…

I would certainly consider a semi a vehicle. A semi is transporting goods from one location to another, just like a forklift. Is there a difference between a vehicle and an automobile? Are there qualifiers between human-centric and cargo-centric? Whatever category semi fits into, I’d put the forklift in there as well.…

They’re doing a lot more than just taxes, while the public focuses on Trump and his reality show drama..

I guess the could have introduced an equal number of ‘grid boys’, and called it a day, but I do prefer the route they took.

I think we got our microwave off craigslist for about $10, not that cost is the issue here. I can appreciate the choice; I cook most of my meals on a stove top or in an oven as well. But the microwave definitely works well at certain things (heating up tea, leftovers, etc). Certainly not necessary, but a nice…

I’d consider an electric motorcycle, and HD’s prototype looked pretty good. I think some of the reason of HD’s decline is pretty obvious at this point. But they do have some nice bikes, but I’d love to see more creativity and tech from the company. And smaller bikes. No reason they couldn’t build something similar to…

I didn’t mean to argue with you. I live in Chicago, where this woman lives. I’ve walked through numerous areas where people settle when the support system breaks down. I’m not sarcastic when I think an agency should hire her and heed her techniques. On the other hand, I know that it isn’t that simple.

Awards ceremonies are always bullshit. They’re marketing campaigns to involve more people into particular avenues of whatever industry they center on. Find an event that’s judged on non-specific elements, compare the experience to figure skating, realize that figure skating is ridiculous, take another sip of your…

Totes agree, through I’m sure there’s a litany of measures that potentially violate civil rights to properly make the most of this particular situation..