I haven’t noticed much outrage in the comments, but I also agree with the tax and your points.

Agreed, find out what the code is first (free at those car shops), and I’d suggest doing so in short time. Then research the code online to see what action is needed.

I can’t recommend winter tires enough. With a Mustang on all-seasons, I’ve embarrassed myself numerous times being unable to get going from a stop, or getting out of a parking lot with an ever-so-gentle incline. With winter tires, I’ve never had this problem.

The index fund argument is completely separate from any emergency fund recommendation, and this comes with an assumption of health insurance coverage. One’s contributions should be adjusted as retirement nears to offer solidity and avoid volatility. And there is always the option to withdraw from your 401k (with a…

True. But saying that you can gain or can lose money through an index fund shouldn’t be taken as a 50/50 chance. The investment follows the stock market. The market will plunge with the next recession, but there’s nothing to suggest that it won’t bounce back in the years following. If you’re 10+ years from retirement,…

This is true. There is risk in investing. But when a savings account offers less than 1% APY, and inflation is 2%, you’re guaranteed to lose money. A 401k invested in low fee index funds is solid, but everyone should do some research on ‘Financial Independence’ for themselves.

I had never thought about that before.. I had no idea there were non-GTR Skylines in existence. At least not once they started using the GTR designation. I just assumed they all were.. Hmm.. Today was worth waking up for..

Afraid I can’t read the full article without a subscription. But what little I could read, and what you’ve quoted, there’s nothing about how much these individuals earn, just how much more or less they have in debt. I don’t recall Kmart or the gas station offering me a 401k option, and certainly none of my part time…

The mustang’s 4.6 gets an unnerving rattle above 2k RPMs until the engine warms up. Then no problems. I generally shift early until warm.

Russet potato, sweet potato, carrot and onion hash browns are pretty great. Try any root veggie you’d like, but you won’t go wrong with sweet potato.

I agree. DACA and CHIP are must-haves. Offer more spending on border enforcement in return. These really shouldn’t be partisan issues, and weren’t before the tea party..

I may be in the market for a commuter this year. Three pedals and some cargo space top the list, along with price. Something mid-00's, Mazda 3 or similar hatchback, Volvo wagon, Ranger.. On to the list of Craig..

Feels like the new Ranger is the Colorado? Both are larger than they should be, and I’m not really sure why either exists, considering their base model larger brother.. I would like a Ranger, but I’m shooting for a ~2005 model. I don’t need creature comforts from a secondary vehicle, and I’m wondering what this thing…

Looking over Mobil’s site, they do offer a warranty on the oil, though there are caveats. None of them appear to be out of line, but could easily be out of knowledge (existing mechanically deficient equipment, OEM vs. Mobile standards, extreme conditions). Change is scary, but I’ll probably give this a go, but maybe…

It certainly has its strengths, but at what costs? Tech today is usually a balance of taking convenience while giving personal data, and depending on the individual, that balance may not be working out in the user’s favor anymore. While less convenient, there are better methods elsewhere if you’re willing to use…

I’m of the same thought. And I’d even tie DACA and CHIP together, win or lose. I feel it’s really important for Dems to put flags in the ground and stand by them, win or lose. A lot of their voters have done the same on the street this year. I understand the timing this month, but it’ll be difficult to convince me…

I should also add that everyone should absolutely contact their congressperson and demand a pro-DACA and CHIP vote in January, and no further extensions. Without that, I’m ready for a shutdown. And I should say that delaying this, while questionable, may allow all the rightfully negative press surrounding the donor…

Pelosi seems incapable of giving a public statement that isn’t horrible, and Schumer’s jokes are shit. But these two aren’t idiots, and I do believe DACA and CHIP are important to both parties, even if only for votes. The CHIP funding was extended, and DACA doesn’t run out until March. I know it isn’t condolence for…

Bah, this child was obviously doing something wrong. Walking down the street? Playing with his brother?? No, it’s too soon to talk about gun control laws. If the father had better tax returns, he would have had a gun safe, obviously..

A financial advisor is a perfectly good idea, but I would recommend reading up on Financial Independence first. 401k fees, index funds, and lots of unfamiliar terms. Research them, form an opinion, then feel free to evaluate those thoughts with an FA. There’s so much good info out there you can find for free in your…