At 47 years old the hardest part would be the recap up to present on page 1.

As you were, commoner. You are forgiven this time.

Wrong assumption on other peoples responsibility levels, my kids knew most of what they needed about cars by the time they were 21, including stick shift, tires and fluids, I payed for their liscences, I made sure they knew what they were doing behind the wheel.

How freezing? Ever heard of ice?

Dogs will stand by you for life, even after your death. Cats will eat your corpse after 3 days, its not affection, is taste testing.

You know who is the maximalist as they start a game and immediately head for the Steed Stone to increase their carrying capacity by 100 pounds.

If their name does not end in "Credit Union" I am not interested.

You sound European. In America, cars are a hobby, a passion, and a lifestyle choice for many.

This is the dumbest advice ever! If this was the case, corporate CEO's would be driving around in Kia's. The calulations are completely wrong. If a person makes $42,000 a year, you must spread out that income over the life of the finance loan. So if you buy a car and finance it for 5 years, then the 1/10th rule is…

Im the same way. I have been employed at my company for just over 5 years, my outlook .PST file is almost 7 GB!

Tip #1, Sell that 386 SX 25 and get a 486 DX, it has a math coprocessor!

WOAH! I may have skipped a very important point here. I can afford my house, I make plenty of money, I bought within my means. That did not stop the house from diving in value almost $50,000 in less than 6 months. I make good money, but not THAT good. I just have to wait it out, but it is still fustrating.

You make it sound so easy, so how do you sell a house that is worth $20,000 less than the balance of the loan? I would LOVE to know

I just use MS Excel to do the work, completely offline, the set up was a bit of work, but the end result is wonderful.

I do this and it is infuriatingly fustrating. As a homeowner, the equity in a house counts towards net worth, well of course it does not help when that number is a BIG FAT NEGATIVE and goes further down every month. It just makes me feel like I am working for nothing.

"Hey dude, what are you doin?"

Yeah, right. THAT's what I want other guys to see me doing in a public restroom.

I would get up and walk to the door and say "I am seriously considering a job here, call me when you are serious about hiring me". I don't need a job so bad that I will sit and be made to feel stupid.

I got the centralized storage, I have a 4TB RAID Drive attached to my home netweork for backup of 5 computers, the media server feeds off that. Agree though, I don't need remote access or care about VPN, so I am set I guess!

I don't know what all of this fancy software and extra computers are all about, I just installed PS3 media server (free) on my computer, and my PS3 does the rest, I can view all pictures, stream all videos and hear all music. Am I really missing something?