It's a beard that trails down the neck, usually connecting to the chest hair. It looks like a happy trail for your face, but is actually a sign of one's body hair attempting to become a symbyote. (Or the person is too lazy to shave the appropriate parts of their neck.)

That is awesome advice! Thank you for explaining what those plans do. I'll go on my company's website to see what I can find.

Thanks!

Yup. That's the exact scenario I have. While I don't mind it right now, I'd eventually like to know about where my retirement money is going.

Thank you! My job's retirement adviser just told me to go with the "I plan to retire at 20xx" plan. (Not the best advice when you are trying to adjust for future income changes.)

Thank you for this article! My boyfriend is planning on switching from the public to private sector in his field and is terrified to transition from a pension to a managed retirement plan.
One thing could make this article better: resources for knowing *how much* to save at your age.

I really think Jez needs to make a "troll patrol" whose only purpose is to patrol the internet and troll the everliving hell out of sexists and MRA's.

Ewww. I could see it though, booking hotels in DC is insanely expensive. And I've noticed a correlation between hotel and rent rates.

Really? I always imagine that he leads a double life as a salty old sea captain.

Sure it does. But the article is written from the "why do skinny bitches get nicer clothes than fat chicks" perspective. (See the "fatkini" articles.)

Thank you! Instead of whining that she couldn't wear a dress that was low cut (her boobs looked like they could pop out at any moment) she should have worn a dress that flattered her shape. If she had chosen a dress that had a "tube top" type cut, she still would have shown cleavage, but would have been allowed into…

I could see that. Especially if you live in a "fun" neighborhood like Lincoln Park or Boystown.

The sentiment is the same. I went from 6k a year to 16k, and now make around 30k pre-tax. Even though my monthly income literally doubled in a 6 month period, I now wonder where all my money goes each month.

Similar thing happened with me. I needed someone to co-sign student loans for me (it was during my last year of school) and the person I was dating at the time was the only person willing to step up. I had decent credit, but all I had up until that point were utility bills and credit cards that I paid off every month.

Much better than the situation I ran into yesterday. I was in a mall restroom, and I could HEAR someone playing Candy Crush on the phone.
If you're going to play games on your phone, at least put it on silent while you take a (smelly) number 2.

I do want to say that someone with an insanely low score would strike me as someone with irresponsible borrowing habits. (Unless they had a good reason, such as no credit history.)
And by "insanely low" I'm talking about sub 500.

(See: Drive Angry 3D)

Seconded!
I usually go to the gym and use a variety of cardio equipment, and have found that over-ear headphones are best (similar in style to beats). I use a cheap pair I got from Marshalls for $15. These ones stay on my head while I'm running on a treadmill and the cord is covered in a nylon rope, so bumping it…

I have the regular Striiv and I love it. The only issue with it is that you can only sync it with the computer. At least the Striiv play allows iphone users to sync.

I have the regular Striiv and I love it. The only issue with it is that you can only sync it with the computer. At…

I completely agree with this.
I bought one of those 3000 mAh solar powered ones, only to realize the solar panels made it too large to carry in my "clubbing" purse.
Later, for the same price, I bought a 5600 mAh charger that is about as wide as two packs of gum.
I also bought a 200000 mAh charger for $20 for long trips…