When Sotomayor was nominated, Newt said that this very sentiment — that White people cannot understand some things the way people from a minority background can — was a display of racism that should disqualify a person from holding office. What he said today isn’t a “complex thought,” it’s a straight up repudiation of…

Gingrich, a former speaker of the House of Representatives, said: “Trying to turn it into a racial issue is fundamentally wrong. I really find it appalling.”

It’s not hard to understand that Republicans can have complex thoughts. It’s hard to understand why Newt Gingrich is currently expressing an empathetic perspective that is entirely contrary to his previously expressed opinions.

The notion that the black experience in America is and has always been fundamentally different from the white experience in America is not a “complex thought”. It’s a blatantly obvious observation to any semi-aware adult.

It’s not that he Can’t be complex it’s that what he said is the opposite of what he has been saying for years. Yes, we can hope he has grown as a person, but as a cynic I am more likely to believe that he said this so when Trump adds him to the ticket he can look like the sane one.

“They compared policies for two hypothetical men and two women who shared the same car model, address, and driving record. They only changed socio-economic traits, and they found that insurers charged between 40 and 90 percent more”

They specifically said in the example that it was the same car model and address.

They compared policies for two hypothetical men and two women who shared the same car model, address, and driving record.

Not really - because the address is also part of getting the quote. From those studies (not sure about this one but I’ve seen others) the premiums go up if you simply reduce income or creditworthiness, without changing the location.

It’s in the ride-hailing companies’ best commercial interest to provide a safe service, so I’m unconvinced of the need for the city to mandate an extra fingerprinting step. If customers feel as if the lack of fingerprinting makes these services unsafe, another service (or even the cab companies themselves, which…

It’s worked—the number of DWI crashes has dropped since Uber entered the Austin market, according to Politifact. While it’s true that updated DWI crash figures released by the Austin Police Department Thursday show less of a drop than the Ridesharing Works for Austin PAC claims, per the Austin American-Statesman, a…

Yeah, except this only works in a thick market. If it’s your only option (assuming it is, based on the article saying cabs are hard to find and public trans is bad), you’re going to keep using lyft/uber even if you’d prefer for them to use fingerprint checks. It’s going to be hard for another company with more…

...Filtering out cereal dust? That is an offense against man alongside scraping the glaze off the donut. The last bowl of cereal, packed with sweetened dust that just dissolves into the milk, is the best thing.

Except the vindictive, power-hungry assholes who run most HOAs will probably end up abusing this new power for their own purposes. If you do something they don’t like, but isn’t against any bylaws and they can’t fine you for it, maybe they’ll report you as late on your payments as a way of getting back at you.

Solution: don’t buy a home that is governed by a Herd Of Assholes.

I’m sure HOAs are going to be perfectly upstanding about this, and only report true and accurate information every time. I’m sure none of the power-tripping assholes in charge of an HOA are going to use this new credit-ruining power as a form of punishment against home owners they don’t like.

Or you could make your payments on time and Equinox could saddle you with someone else’s missed payments and then refuse to remove them from a credit report for years - even after receiving literally dozens of letters by registered mail that they refuse to respond to.

Because a bad/low score is worse than no score. If I look for a job and they check scores and find none for me, I can explain I use cash and don’t get things I cannot afford. If I have these HOA things rolling though they will not be enough to give me a good score and that could damage my chances at a job and I’ll…

People scraping by with bad credit and getting only high-interest car loans aren’t paying HOA fees or condo fees, because in order to have to pay HOA fees and condo fees your credit has to be good enough to buy a house or condo, which someone living on high-interest car loans isn’t going to be doing.

But excellent job…

I don’t think this is really intended to ‘help’ consumers - give me a break.. that’s just the way they’re spinning it. They really just want another metric by which to judge peoples credit-worthiness.. “Oh, I see here.. back in 2011 you had a late payment on your cell phone bill.. Tsk tsk tsk, that’ll cost you 2…