“They compared policies for two hypothetical men and two women who shared the same car model, address, and driving record. They only changed socio-economic traits, and they found that insurers charged between 40 and 90 percent more”

They specifically said in the example that it was the same car model and address.

They compared policies for two hypothetical men and two women who shared the same car model, address, and driving record.

Not really - because the address is also part of getting the quote. From those studies (not sure about this one but I’ve seen others) the premiums go up if you simply reduce income or creditworthiness, without changing the location.

but as a member of the EU we could not rescind from it as is now possible.

If only we had more awareness about guns in America

If any company is allowed to zero-rate for free, why make -any- companies request a zero-rating?

Congestion is largely a myth, and even if it isn’t, the telecoms should bear the responsibily to upgrade their networks like they were supposed to when the US government gave them billions of dollars and they squandered it on bonuses for themselves. The FCC should ban data caps outright.

It’s in the ride-hailing companies’ best commercial interest to provide a safe service, so I’m unconvinced of the need for the city to mandate an extra fingerprinting step. If customers feel as if the lack of fingerprinting makes these services unsafe, another service (or even the cab companies themselves, which…

It’s worked—the number of DWI crashes has dropped since Uber entered the Austin market, according to Politifact. While it’s true that updated DWI crash figures released by the Austin Police Department Thursday show less of a drop than the Ridesharing Works for Austin PAC claims, per the Austin American-Statesman, a…

Yeah, except this only works in a thick market. If it’s your only option (assuming it is, based on the article saying cabs are hard to find and public trans is bad), you’re going to keep using lyft/uber even if you’d prefer for them to use fingerprint checks. It’s going to be hard for another company with more…

...Filtering out cereal dust? That is an offense against man alongside scraping the glaze off the donut. The last bowl of cereal, packed with sweetened dust that just dissolves into the milk, is the best thing.

Except the vindictive, power-hungry assholes who run most HOAs will probably end up abusing this new power for their own purposes. If you do something they don’t like, but isn’t against any bylaws and they can’t fine you for it, maybe they’ll report you as late on your payments as a way of getting back at you.

Solution: don’t buy a home that is governed by a Herd Of Assholes.

I’m sure HOAs are going to be perfectly upstanding about this, and only report true and accurate information every time. I’m sure none of the power-tripping assholes in charge of an HOA are going to use this new credit-ruining power as a form of punishment against home owners they don’t like.

Or you could make your payments on time and Equinox could saddle you with someone else’s missed payments and then refuse to remove them from a credit report for years - even after receiving literally dozens of letters by registered mail that they refuse to respond to.

Because a bad/low score is worse than no score. If I look for a job and they check scores and find none for me, I can explain I use cash and don’t get things I cannot afford. If I have these HOA things rolling though they will not be enough to give me a good score and that could damage my chances at a job and I’ll…

People scraping by with bad credit and getting only high-interest car loans aren’t paying HOA fees or condo fees, because in order to have to pay HOA fees and condo fees your credit has to be good enough to buy a house or condo, which someone living on high-interest car loans isn’t going to be doing.

But excellent job…

I don’t think this is really intended to ‘help’ consumers - give me a break.. that’s just the way they’re spinning it. They really just want another metric by which to judge peoples credit-worthiness.. “Oh, I see here.. back in 2011 you had a late payment on your cell phone bill.. Tsk tsk tsk, that’ll cost you 2…