Sure, it’s just worded as if it’s affecting more than the severance amount to me. I agree that it’s a good strategy.

“...could push you into a higher tax bracket, increasing your tax burden over all.” Being in a higher tax bracket affects ONLY THE MONEY THAT PUSHED YOU INTO THAT BRACKET. It sounds like you’re saying that the taxes on your non-severance money increase as well, but it doesn’t because that’s not how marginal tax…

“...wasn’t taken seriously by doctors.” Ugh.

As a non-dude, I’d estimate that probably 50% of my pants do not have belt loops. All my jeans do, but they take well to folding anyway.

As a non-dude, I’d estimate that probably 50% of my pants do not have belt loops. All my jeans do, but they take…

This is exactly right. I worked with a woman who knew him, and she said he was very attractive and charming, and did not come of creepy (at least on the level she knew him) in the least. 

How on earth does that work out to 14-16 hours for you? You manage to get dinner finished by 6 (meaning you start at, what, 5?), and then don’t eat breakfast until 8 at the earliest? Sure, that would work. I doubt a lot of people’s schedules are like that though.

I’ve recently (about 2 months) shifted from eating breakfast first thing (usually cereal, almond milk and berries) to a longer fast with diy “bulletproof” coffee. I don’t buy any of their branded stuff or believe the grandiose health claims, but I’ve been putting about 1T of coconut oil and 2T of butter in the…

I think by being nominated for Best New Artist her name is already pretty well attached.

I think he actually doesn’t know the difference between “beautiful” and “fuckable”.

Leave blowers are a scourge. If you need to clear your patio, use a broom and give your neighbors some peace.

Leave blowers are a scourge. If you need to clear your patio, use a broom and give your neighbors some peace.

Ugh, I wish we could swap! Why don’t they listen???

STILL every stylist wants to layer my hair short in the back, long in the front, for which I blame The Rachel. It’s fine if that’s what someone wants, but I hate it. HATE. It’s always an argument. I can’t wait for that trend to freaking die.

If you can leave your investment alone for a year - and with all that money you should be able to - the max capital gains rate is only 20%. And stop with the “taxed twice” nonsense - you’re not getting taxed twice on the same money, you’re getting taxed on the new money you’ve made (i.e. income).

That being said, I…

Thank you!

What does this mean? “..an annually increasing rate schedule”

You’re right! I remembered the name wrong. :-)

“Edinburgh buses do not give you change..” <- do buses ANYWHERE give change?

I’d disagree with avoiding the tunnel tours and Edinburgh Castle. Yes, both are touristy, but totally worth it. The castle is stunning. The tunnel tour I went on (St Mary’s Close) talked a lot about how people lived back in that day, while…

I hear what you’re saying, but since I already have this money with Fidelity it seems like it’s a no-brainer to move anything that’s already in an index fund, no matter how small the fee, to a fee-free one. 

“The Fidelity Zero Total Market Index Fund and the Fidelity Zero International Index Fund come with a 0.00 percent fee regardless of how much is invested in either fund, and will be available Friday.”
Go to fidelity.com on Friday.