We’ve been challenging you to get your money in order all year long, and this month’s challenge was a simple but significant one: lower your debt interest. How’d you do?
Bad credit can haunt you for years. It affects everything from your home purchase to your bills to renting an apartment. Some employers even check your report before hiring you. A newly proposed bill aims to improve the system.
It’s no secret that all companies, no matter what products they endeavor unto customers, struggle to stay in business as well as compete with others. Failure within a company is often hard to see at first. Many companies, such as DirecTV, are failing yet have not disappeared completely. Distinct factors and signs all…
While we often treat having an emergency fund as a given, it’s not something all financial experts agree on. There are some situations where it might not make sense to have an emergency fund as we normally think of it.
We all have different methods for shopping. The way most of us shop however—slowly dragging a cart round, maybe taking a rough list—provides many benefits for the supermarket while offering very few to the shopper.
Exchange rates can trip you up when you’re traveling, making you spend a lot more that you expect. On the flip side, you can save some money when the dollar is strong. GOBankingRates looked at exchange rates and a few other factors to put together a guide to spending money in other countries.
I’m terrible at saving money, I hate studying personal finance, and I tend to have a “carpe diem” mentality when it comes to buying the things I want. Fortunately, a few automated savings apps gave me a stronger hold on my money by doing most of the hard stuff for me.
In addition to your regular, everyday budget, it helps to have an emergency budget on hand in case of a job loss or some other big financial hit. On the flip side of that coin, you could also keep a “happy budget” to motivate your financial goals.
Getting your first paycheck from a new job is exciting. Before you get too eager to go out and spend it, take this opportunity to double-check it for any problems sooner rather than later.
You’re going to be asked to invest in a lot of long-term things in your life. A house, a car, a retirement plan, heck even your TV are all investments. Before you get started, though, ask yourself if you really understand what you’re getting into.
If you’re looking to tighten your budget so you can put a few more coins in your piggy bank, this simple approach will get you spending less and curb your desire to constantly be buying things.
We’ve reached a cynical new perspective on the mobile payment app Venmo: It opens up new forms of passive aggression. It emboldens your craven, confrontation-fearing friends to invoice you for goods, this argument goes, goods that you might once have assumed had been given out of generosity.
Gift cards usually don’t expire for five years, so you generally have quite a bit of time to use them—that is, unless the store goes out of business. Over at Rather Be Shopping, Kyle James tells us which store gift cards you should probably use sooner rather than later.
Identity theft rates are up, and the problem is worse in some areas than others. 24/7 Wall St. looked at data from the Federal Trade Commission to reveal the states with the highest rates of identity theft.
The money you make as a bartender depends greatly on your tips. It’s no wonder why bartenders are always looking for ways to increase them. I have found 6 simple ways that will help you double your tips and the best part is you should already be doing most of these things. So go ahead, polish up your skills and watch…
If you’re in the market for a used car, you might consider going compact. According to a report from Edmunds, even though used car prices have increased overall, prices of used compact and subcompact cars are down.
This week, the Department of Labor announced an update to overtime regulations, changing the salary threshold from $23,660 to $47,476. It’s a pretty substantial change, and the Economic Policy Institute (EPI) released some numbers that break down who it will affect most.
If money is tight and you can’t afford your student loan payment, there are relief options available. It can be confusing to navigate them all, but this interactive tool gives you an idea of the options you likely qualify for, then helps you get started with them.
Customer loyalty usually doesn’t pay off. In fact, Consumerist found that loyal cable customers generally pay $10-$20 more a month. It’s worth picking up the phone and asking your cable company for a better deal.
Recycling old electronics may be a money making idea you’ve never heard of before, but you can make significant money doing it. In this article I’ll show you what eWaste is and how you can make money on the side (or full time!) with this unusual way to make money.