My cars are cost less 30% of the remaining balance each year. If I pay $20k, I set it up as an asset in Quicken for $20k and then reduce the value $6k on the first anniversary. On the second anniversary I will reduce the value by $4200 ($14K remaining x 30%). This gives me a realistic slope of declining value over the…

I’ve also thought an electric pick-up makes a lot of sense. EVs and pick-ups are both secondary vehicles that are likely to stay close to home.

Wrong. It’s not a choice. You cannot use a PIN with a debit card. As a merchant, my customers cannot process a transaction as a debit and I have to pay a higher fee when it is processed as a credit transaction. Don’t blame WalMart for balking at higher fees. This problem hurts every merchant and I would look forward…