but i agree, basically a risk free (or fdic insured) investment/savings account is very different than a bond etf. regardless of the underlying assets.

most people think the fed will hike again in December, so if the original thinking is short term then the fed policy shouldn’t matter.

yes, but some etf’s have leverage so check that for increase volatility, also the comparison the original author makes is poor. Yes you get more return with more risk, that is a basic tenant of investing. If you are comparing bond funds to cds, money market funds, checking and savings accounts then they have…

how is it not tax?

Your example of living beyond ones means is relatable to a lot of people and illustrates a common problem. What if the comparison was $100k and $1? or 1 cent? Have you walked past a penny and not bothered to pick it up? The absolute level of money affects how you treat it, and that is whats wrong with her statement.

This is bad advice., and these financial and money saving “gurus” are so misleading.

like 1000x difference??

that is actually quite decent, especially if you don’t live in a big expensive city. Though, I guess it depends on what your measure of rich is, and the time frame you are looking at, vocational school or community college may not be far behind in the initial salary but it diminishes future earnings prospects.

how much does one make out of trade school? honest question, i really dont know.

Lets be honest, most of the top MBA program, are just ways for overworked young people to take a break for two years, have some fun, and network before they become overworked post mba people

The Aviary has been doing this for years in Chicago, its a fun party trick but a bit too much ice for my liking.

The last question has so many built in assumptions, one could easily argue that it was true over false.

Ha i saw that and thought it was cheap HOA fees, i guess it depends on what the building provides

Are backers of kickestarter investors? i doubt that...

Question,

CueCat,

had LASIK at 21, its been going strong so far. had dry eyes for 3 months or so, nothing bad, just used drops a bit. Results are great, better than “normal” vision in one eye and normal in the other. no regrets from me.

When your personal money/spending is mixed with the corporation money/spending, then legal seperation becomes mixed, and your liabilities/claim can cross

A sole proprietor+ insurance might be the least efficient way to mitigate liability risk, while exposing yourself to a variety of other problems associated with that classification. No protection from creditors, taxation issues. inability to have outside shareholders/investors, less valuable when selling, ineligible…

Walking by a trader joe's with a friend visiting and he asked me "why is there a line of people waiting to get in?" Thats when i realized waiting in line to shop at trader joe's is not normal.