Yep. This exactly.
Here you go! Wrote a post about it this morning: https://lifehacker.com/how-to-level-up-your-freelance-income-this-year-1834844906
That is an excellent point—thank you!
Cedar Rapids has a bus system and a lot of bike paths and trails. (If I want to get out of town, there are buses and taxis/rideshares.)
I’m pretty sure the Captain means “outside of work hours.”
You are very welcome!
My spreadsheet is super simple! Each column is a different day, and each row represents something I want to track. I use green/yellow/red color coding on each cell, so I can easily see whether I’m hitting the metrics I’m setting for myself. You can probably create a similar spreadsheet super-easy.
YNAB is the best. I thought I was good with money but I got even BETTER after I started using it.
I agree with you in the sense that a goal shouldn’t be vague, but results-based goals tend to be very SMART (in the acronym sense). Either you’ve gone to Paris or you haven’t, for example.
I had those kinds of conversations with my parents, as a teenager.
Bankrate doesn’t clarify: “Those respondents who are going on vacation expect to spend an average of $1,979, or a median $1,000, on all related expenses.” However, they do note that “Gen Xers, at 74 percent, are most likely to cite affordability as a reason for not vacationing,” which might be related to the cost of…
I don’t know... in my family I have one grandparent who died young, one grandparent who died in her 80s, one grandparent who is alive in her 80s, and one grandparent who turns 90 this summer.
I was getting $11 for 500 words when I started freelancing in 2012. You can get into that $150-for-500 range pretty quickly if you start building relationships with name-brand news sites, though I know that’s easier said than done. My first NBC News editor, for example, reached out to me after seeing my byline on The…
Unfortunately, this isn’t the case. Low income Americans are audited in disproportionately high amounts: https://www.vox.com/future-perfect/2019/4/3/18292741/irs-tax-audit-eitc-black-belt
Thanks for the catch, btw — I just updated the piece and gave you credit!
I’m not sure the FTC will take “I didn’t look at my charges until just now” as an excuse. The Washington Post article quotes a FTC spokesperson who states that the clock starts ticking “when the bill with this charge was/is sent to the consumer.” That may give you until your monthly bank statement arrives in the mail…
That’s a good question. MarketWatch lists the 0.25% per month rate, and the IRS confirms that “the penalty rate is 0.25% for each month or part of a month in which an installment agreement is in effect,” though if you have additional IRS sources that suggest you’ll be charged beyond the penalty rate, please let me…