Every federally backed student loan since 2010 has been give directly from the federal government. There is no ‘industry’ anymore. You’re operating on flawed understanding of how student loans work in the modern era.

This is the ONE THING that every one of them should be discussing instead: The actual cost of college, not how to pay for it. Reduce the costs, and the payment problem fixes itself.

Canceling student debt will benefit the economy, plain and simple. The majority of professionals with student debt are middle class. We’re talking about generations putting off buying homes, investing, having children, etc. because they are saddled with student loan debt. What would those people do with that money if…

Of the many ideas listed, making the max interest 1.88% seems like an no-brainer. Hell, make it 1%. This reduces the burden of student loans without eliminating them (which is pretty much impossible for financial and logistical reasons). We as a whole don’t need to be profiting of the backs of our kids.

Yes. A more educated and productive workforce that isn't afraid to spend money. The economy thrives, your retirement savings grows, and everybody lives happily ever after.  Any more idiotic questions?

Warren’s plan seems like the only one that would functionally work. But to be honest, just fixing the PSLF program (so that it actually does what it was intended) and pulling the loan processing back from companies looking to make a profit (Navient, AES, etc.. thanks Obama) capping interest rates, and expanding…

Please do your research before making assumptions about who has high student loan debt. Hint: it’s not the rich.

Yes and no.

You realize providing cost free solutions to higher education will allow more people to pursue higher education and close that earnings gap right? right? 

The rich don’t have student loan debt or student loans. That’s typically the poor and middle class.

Ensure that “college students can pursue their studies without incurring the crushing burden of debt.”

It is not damaging, it’s the whole crux of the issue. The industry knows that they can charge insane amounts of money because the government policy towards student lending makes it possible for students to borrow way more money than they could otherwise afford.

To the private companies that issue them...

Student loan debt is not discharged in bankruptcy. It’s “guaranteed” in so much as you’ll have it following you around for the rest of your life unless you pay it.

I can’t help but notice that “Schools get less money per student” isn’t on anybody’s list. We need to fix the cost, not the payment strategy. Schools do not need $40-80k per year to educate a student, and we should not subsidize any education that costs that much.

None of these plans address the sources of cost - ever increasing tuition.  Unless we control the costs of tuition we will right back in this mess in 20 years.  I like the idea of encouraging low cost vocational school.  Saying “make college free” is just silly, what the heck does that mean?  

The government guarantees loans by making laws that make them ineligible for bankruptcy judgments.

Student loan problem in a nutshell.
NONE of them talk about making colleges cut their costs.
If we just blindly pay the loans or tuition colleges will just keep spending even more money. There is no incentive for them to cut back or control spending.
Their cost growth has been unconscionable.

And when those kids can’t get a specific job because, while they may have the experience, they DON’T have the degree and/or certification the HR drone insists they must have in order to be merely CONSIDERED, what do “we” tell them then, Shuffalupagus?TBH I don’t expect my local auto mechanic to have double majored in…

So.... lie to kids then...? That doesn’t seem like a worthwhile plan.