Lisa Rowan
lisatella
Lisa Rowan covers personal finance. She was previously a senior writer and on-air analyst at The Penny Hoarder, where she launched the Dear Penny advice column syndicated by the Tampa Bay Times.
1/15/20
3:38 PM
1

She plans for it to include private loans as well. The $50,000 is per person.

1/15/20
3:36 PM
1

Of course your printer would go empty during a less-spend month. 

1/15/20
1:39 PM
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Timing your travel to make public transit can be a real pain, but worth it if you can make it happen!

1/15/20
1:38 PM
1

Look, at least your hiccup splurge was an item you’re going to use every single day.

1/15/20
12:51 PM
1

Only 16 days of this depressing month left. You can do it!

1/15/20
10:58 AM
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Your gift to your mom is very sweet and hereby approved by me. I always forget about putting aside money for gifts but I love to give spontaneously. A good reminder to set aside a little bit!

1/15/20
10:47 AM
1

I’ve noticed that whenever I do a spending challenge or track every purchase, I start using cash more. Maybe that’s why I was able to stop at one round of drinks on Friday night instead of two. Guilt works!

1/14/20
5:10 PM
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I noticed that too. I suspect they’ll add some options in the coming months.

1/14/20
4:01 PM
6

Thank you so much for your sweeping generalizations about my lifestyle and finances. See you at the polo match, can’t wait!

1/13/20
1:26 PM
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Yep that would certainly be a typo - thanks for pointing it out.

1/13/20
9:43 AM
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I’m with you on this one. An heirloom is still an asset.

1/13/20
9:42 AM
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I recommend talking to Schwab about it. They’ll probably either tell you to leave it and stop contributing, or they’ll help you convert to a regular IRA, but I’d definitely ask there ASAP. 

1/10/20
4:32 PM
1

Personal property coverage isn’t just for jewelry - it’s likely your insurance carrier can provide it for art of value as well. This is another area where you’ll need to have an appraisal handy to vouch for the value. 

1/10/20
1:31 PM
2

I’ve also had mixed experiences with the Priority Pass perk. I suspect that the wave of Reserve cardholders in the lounges has significantly contributed to its crowds and waiting lists.

1/10/20
10:20 AM
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If you cancel, you lose two things that impact your credit score: the time you held that card (length of credit history), and the amount of credit you have available to you (utilization). If you have a high credit limit on the Reserve card (and you likely do, since it’s the highest-end Sapphire card), that could Read more

1/10/20
10:15 AM
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Since it’s an automated process, I don’t think you can get around it. (I always log in at some point in July and panic about my balance and then see that it’s the annual fee ONCE AGAIN)