I’m curious about investing in art and it’s on my list of topics to write about very soon!
How long have you been using Fundrise? Do you use any other real estate crowdfunding platforms?
If you look at your investments with a long-term view, your returns are going to fluctuate but will generally still grow. When the market comes back up after a recession, your investment recovers the losses from the downswing. Over time, it averages out to a stock market annual return of 4% or 8% or 10% or 12%,…
Will do, thanks!
Good point. That’s how the Bank of America card made this list, because Walmart and Target are explicit mentioned in the online shopping category.
You could, but if you’re a landlord in a state that has a law about providing notice, you’re probably gonna have a problem.
Thank you for flagging that! Correcting now.
Can you explain more about having a $1,000 limit but $500 in a single month? I’m confused, but curious.
Credit card debt is another one to watch out for. I know we as a nation have plenty of that already, but when people hit hard economic times, they let their balances revolve, or they go from making considerable payments each month to just paying the minimum. If you start hearing that consumer debt has spiked, that’s…
I’m sure some people in the construction and housing arenas are having nightmares right now just remembering how hard these industries fell just before and during the last recession. I don’t think they’ll tank as severely as last time what with changes to mortgage underwriting, but it’s still an area to watch.
also “all my birthdays” 😂
I really love the ones that give you a whole month. But they are few and far between!
But that GDP drop has to be sustained over two or more quarters to hit the time threshold for a recession. So I would argue that while the GDP is how the determination is made, there are other indicators that can inform the economic period as it develops.
My editor at my last job once went on a quest to see how many freebies she could enjoy on her birthday, and ...it was a lot of eating. Here’s their list of 100 spots that offer something.
Doing mine as we speak!
If a company is giving employees access to their wages in advance of the designated pay day, isn’t that an advance on their pay, which would be considered a loan? While your company, Daily Pay, is transparent about fees, it certainly seems to be in the same class as some of the other service providers.
Although Chase is keeping mum about it, I would anticipate that the cost of administering to the bills and payments outweighed the cost of what they’d get back.
N26 sounds more in line with app/debit offerings from online banks like Chime and Ally. I wouldn’t put it in the same category as a product like Zero’s unless there was an option to manage a checking account and also have a balance on the credit side.
If you’re planning to buy a phone outright from Apple rather than go through a carrier, then I think it makes sense to apply for the card and use it for that purpose (considering your assumptions).