At financial institutions (credit card application, for example), that’s not going to work because they do need to check your identity. Even at something like a doctor’s office, they may use your SSN to cross-check your insurance info. But that’s why it’s worth asking, because sometimes it is just a filing method… Read more
It’s saver’s choice, and I definitely agree with you on trying to get the employer match if it’s available. If the debt has a lower interest rate (like say, a student loan you’ll be paying for what feels like eons), I think it makes sense to do both at once. If the debt is something more heft like a high-interest… Read more
I used to have a bill that looked similar to that, and I cut it in half by switching to my provider’s prepaid plan. So your bill looks “right” for a postpaid plan but you could probably save if you switched to a prepaid option. Basically your postpaid provider doesn’t have a reason to lower your bill unless you say… Read more
There’s really no catch - just a difference in how you pay your bill. With a prepaid plan you’re paying up front for service (say, you pay June 1 for June service), whereas postpaid plans bill you on July 1 for June’s service.
Paying up front means it’s easier to change your service level or even pause it for a while.… Read more
Yes, existing Verizon customers qualify for the discount.
It looks like that part is changing from the most recent version of the rule. I do see eight business hours listed here but the rule change indicates prescribers will have 40 business hours: “The Final Rule will also require prescribers to provide patients or their designated agents with an additional copy of their… Read more
Now you know you can pull the “According to FTC regulations...” card next time!
If you go to another optical shop, they’ll measure that for you; if you order online, they’ll give you instructions for taking that measurement yourself.
To my best understanding, yes—the part you paid back will be considered a loan from yourself that you’ve repaid, with the only real withdrawal being the outstanding $8,000.
Thank you so, so much for taking the time to leave that kind comment.
I didn’t know it was one of YNAB’s steps until you brought it up here. Thanks for sharing!
Yes, if you’d rather break down your budget in two-week increments (or any other setup), go for it! Regardless of whether you set up your budget for the month or other segments, you’ll need to pay attention to which bills are due when and what sort of cash flow you’ll need to cover them.
Getting comfortable with the numbers is definitely the first step- you can’t break things down into categories until you have a sense for what you need to be spending each month (vs. want to be spending).