Mar 27 2018
1

I’ve definitely used the envelope or cash-only system, and it’s super effective, too.

Mar 27 2018
3

I hear you, moving is the worst for spending. You always feel like you need all new stuff to fill the new place. Very easy to overspend!

Mar 27 2018
1

I like this one! It encourages you to wait and think about, which is the whole idea.

Mar 19 2018
23

Hahaha thanks! She had a urinary blockage that the vet said was due to “stress.” I guess sleeping all day takes its toll.

Mar 19 2018
9

I’m anti-debt, so I’d rather use my emergency fund than pay interest (even if it’s not that much) with a loan, you know? That’s what it’s there for! But for vet bills, another reader pointed out that Care Credit comes with a 6-month promo. You have to be careful with those kinds of offers because some of them are Read more

Feb 27 2018
2

Do you imply it only applies to women? That’s just ridiculous. Read more

Dec 22 2017
3

Yep, you are correct, this is my mistake. I’ve updated the post to clarify!

Dec 6 2017
1

I like that idea, too!

Dec 6 2017
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An awesome gift indeed. Congrats on paying off all of that debt!

Dec 6 2017
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Nice! Glad you’re joining. We’ll check back in at the end of the month.

Dec 6 2017
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Glad you’re in! And yes, 2018. Thank you for the heads up—I’ve updated.

Dec 5 2017
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This is a personal finance blog and this article is about proper investing. I don’t see how it’s inappropriate.

Dec 5 2017
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Nope, that’s not why. And Certified Financial Planners have to take a fiduciary oath to act in their clients best interest, which is why it’s important to pick an actual CFP when you’re looking for someone to manage your wealth. They are specifically required to act in a client’s best financial interest and not Read more

Dec 4 2017
16

<3 I am here AND I am a fan of Alicia's work, so I'm stoked she's at Two Cents!

Nov 29 2017
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Haha yeah, my husband asked me to just not look at our budget until 2018. There are better options!

Nov 22 2017
4

As the original article points out, it might just be that someone didn’t get a chance to use the free trial period. That happened to me with Hulu. I signed up but didn’t actually use the free trial, so it would have been nice to know that I could score more time by just asking before committing to pay. Also, these Read more

Nov 15 2017
2

From what I understand, the changes would apply to the 2018 tax year. According to CBS, “Assuming the legislation does make it to the desk of President Donald Trump, who has said he wants to sign it before year-end, how and when will it affect individuals? Most of the provisions would kick in on Jan. 1, 2018, which Read more

Nov 6 2017
1

No, my mistake—it should be HSA, haha. Autocorrect. I’ve updated it.

Nov 6 2017
3

Well said. It really is about figuring out what your priorities are and then coming up with a plan accordingly. I like what Liz said about it: it’s really just a matter of spending, saving, and time. If you want to spend more, it’s just going to take you more time, that’s all. And that’s fine! It’s up to you to figure Read more

Nov 2 2017
1

That’s perfect!