Ah, that seems so obvious now. Makes sense :)
Interesting. I never told BOA, but somehow they found out and switched me over anyway.
Bummer! I didn’t do as well as I wanted to, either. We can always try it again, though!
It’s a tough one. You can always try again in October!
We did better, but not great. “Saved” about $300 and made sure to actually save it so we’re not blindsided by holiday spending. I’m learning to enjoy cooking, so that helps!
Retailers really need to do a better job at this. There’s a market for people who want the product, why not match the quality of the supply to the demand?
This could 100% be confirmation bias, but I feel like people treat me better when I wear heels. Maybe I just feel more confident. Either way, I guess it’s not worth it to me, lol.
Totally. I love the idea of a capsule wardrobe, too, but when I look at those posts it just makes me want to spend money on someone else’s idea of what my closet/style should look like.
I had the same realization. I love gold/warm tones but they just don’t look good on me. I would always buy clothing in this color scheme because I liked the way the item looked, but then I’d never wear those items because they looked like crap on ME. Whether it’s fit, style, color— when you know what works for you,…
Whoa, I didn’t know they launched a debit card. Yeah, that seems super helpful.
Someone else mentioned this but Simple is another tool that’s great for this, too! Even better they recently launched shared accounts so you can share your goal with a partner: https://lifehacker.com/simple-launches-shared-accounts-to-make-merging-finance-1792802327
Yes, great point! Something like that is so much more enjoyable when you realize you aren’t going to have to pay for it later.
That’s a great idea: when you “save” money, actually save it.
Yikes. Tax issues are scary. I had a tax scare when I first started freelancing full-time and didn’t pay my estimated quarterlies. Ended up owing thousands at tax time (mostly taxes due, but also some penalties). Thankfully I had an emergency fund to pull from but it could’ve been a much worse situation.
Like Jo said, you’ll have to compare each one to really answer that, but basically, some of them monitor information beyond your credit report. For example, the paid product for AAA’s service says they do a “daily internet scan” of certain sites to search for unauthorized use of your personal information.
I’m guessing they have so many BBB complaints because they’re probably the most popular of these services. The complaints I researched seem to be due to a lack of understanding about how credit works (because it’s so damn confusing.)
Aaaaaand I just realized you were actually quoting the article. I was an idiot, I’m sorry.
Ha! Someone else told me they did something like this, and I was like, what? You make credit card payments as you go? I didn’t even know you could do that. That’s some thorough budgeting!