erictm
Ricky Sunnyvale
erictm

I’d give a look to the Acura MDX — hits all the boxes. This certified 2022 A-Spec model is going for $44k with 32k miles for example:

There are more than enough stupid people to ensure that there are, in fact, and unlimited supply of good used cars.

A lot of people lease because it is “cheaper” as a monthly payment and thats about the extent of financial sense and planning that they have. It is impossible for some folks to think beyond the monthly or paycheck cycle because they haven’t been forced to (or rather the inverse, have been forced to think that way

On the flip, I have seen many people constantly in a payment. Ramsey’s content is geared towards people who have no financial sense at all, usually because they have had very poor examples growing up. His strategies work when you are starting from absolute 0. For that, I’m appreciative of his content. He’s also a huge

cotd

Queue up pedantic know it all commenters on this article.”

I don’t agree with a lot of Dave Ramsey’s advice but you’re wrong here. They made stupid decisions and while $90k household income before taxes might be considered good money it’s not $1,200/month car payment money. They can’t afford to stick with it, which is why they called in the first place.

Have you ever tried to private party sell a late-model commodity car in that price bracket? It’s nearly impossible. Someone ready to drop $50k on a car doesn’t want to deal with an individual. Too much money is at stake and the individual can’t help with financing. Totally different situation from a $5k car you throw

If dealers aren’t willing to give them more than $40,000, where exactly does Ramsey think a buyer will come from that will give them $10,000 over what’s presumably the market value”

You don’t like to click three times to go one slide forward?

These were terrible cars. The ergonomics sucked, the top sucked, the engine sucked, the transmission really, really, really sucked. They did handle quite well though.

Looking at the interior of that car is a great reminder of how far we’ve come since the late 90s/early 2000s. 

Also, the Car Wizard’s favorite engine!

You can stop me from whoring myself out when you take my phone from my cold dead hands!

Then it would be your fault for whoring about elsewhere.

I’ve been saying the same thing about my 2010 since about 2018.

Tree-fiddy.

Fuel economy is for sissies. You want to overland some shit, or something.  $3250, spend the rest on weed and ski passes. 

I’ll sell you my 2007 Honda Accord EX-L V6. Like the one above but newer and a few more miles (105k). New brakes, tires have a lot of life left. 6 DISC CD CHANGER!

ANY Honda Accord or Civic, 10-20 years old, with four-cylinder engine and five-speed manual. It will be, by far, the cheapest to own over the years. I would avoid automatics, as well as the V6 engines that have cylinder management (bad ones from around 2008 - 2012).