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- I was making $40,000 a month,

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and I bought almost a million
dollar home almost overnight.

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I changed my life from zero to 40 a month.

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- Today, people have the
highest credit card debt

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in history. What should they do?

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- Just a few years ago
during the pandemic,

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we had the highest savings rate

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that we've had in generations.

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Today, a few years later,

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we now have the highest credit
card debt in US History.

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What does that tell you? That
tells you people have been

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spending money, right?

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And it's impossible

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to get ahead in life if
every month you're trying

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to chip down at credit
cards at 18, 19, 20%.

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So here's what most people do.

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They'll get 20, 30, 40,
$50,000 in credit card debt.

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They'll stop buying coffee.

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They'll start riding their bike instead

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of driving their car, and
they'll start living a life

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where it's always about trying to pinch

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pennies and save money.

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I do not believe that is
the way to fix a problem.

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There is one proven way to fix a problem,

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especially when it comes
to credit card debt.

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Make more money, learn new
skills, do something different.

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So instead of not spending
money, instead of not going out

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with your friends, instead
of not going out to dinner,

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take some time.

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Focus on yourself.

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Learn new skills,

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because I can teach people how
to make hundreds of thousands

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of dollars in a fairly
short period of time.

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So I see people spending
three, four years,

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five years trying to pay off 40,

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$50,000 in debt when all they have

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to do is commit 90 days into real estate.

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- 90 days,
- 90 days. I changed my life in 90 days.

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I was 20 years old. My
first six months in the

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business, I made $0.

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I was living in a garage
with cockroaches. Real story.

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I got a coach. 90 days later,
I was making $40,000 a month,

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and I bought almost a million
dollar home almost overnight.

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I changed my life from zero

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to 40 a month at 20.

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Anyone know how I did
it? Yeah. I had one goal.

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Have 50 conversations a day
with people that owned houses.

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- 50 conversations a day
with people that own houses.

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That's it. What, what is
in those conversations,

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- When do you plan on moving?

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Simple as that. The problem is most

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people won't pick up the phone.

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Ask the question. Most
people won't knock on

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the door and ask the question.

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I tell everybody on this planet,

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you can change your life in 90 days.

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If you talk to 50 people a day, that's

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- It.

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I do think there is a,
a secret sauce in just

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talking to each other.

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- Yeah. 'cause you never know where a

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conversation's gonna take you.

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You never know what
opportunity's gonna come out.

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That's what the flip your life's about.

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It's about jumping,
it's about going for it.

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It's about taking action.
You can't be frozen.

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You can't be scared.

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You just gotta, you gotta
get out there. You gotta go.

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Time is limited. It's our
most valuable resource,

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and so many people out there
are scared of losing money.

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Guess what? Money comes and goes.

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You get money back.
You never get time back

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- In these 50 conversations.

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You're talking to people.

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Do you let them know, like,
oh, you're gonna move?

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Can I buy your house?

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Or do you sit on that
information? How do you play it?

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- Oh, no, I'm, I'm going right
to the point, but, you know,

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but today, obviously I
don't do that anymore.

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Right? So that was many, many years ago.

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But today my acquisitions
team, it's the same thing.

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So what I focused on was expired listings.

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It's, which means, let's just
say you listed your house

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with a real estate agent
for a six month contract.

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After six months, the contract expires,

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comes up on my computer as I
can go solicit this listing.

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So all day, every day,
what I did, I called people

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that had their homes
listed with other agents

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that didn't sell, and I tried to get 'em.

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- Thanks for watching. Make
sure to check out Tars new book.

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Flip Your Life and check out more@qz.com.