Of the many, many articles I’ve read and written about setting goals over the past few years, the one thing that’s stuck with me, that’s worked in my own life, is to focus on small actions you can accomplish today.

A variety of well known companies—including Levi Strauss, Uber and Lyft—have plans to go public this year. But if you’re looking to add a few “unicorns” to your portfolio, you should pump the brakes for the time being.

I have a few go-to sites when I’m looking for information on products I’m interested in buying, like the Wirecutter, the Strategist and Amazon comments (though you’ll have to be careful there).

Welcome back to the Statement, Lifehacker’s personal finance newsletter. Have a question? Email tips@lifehacker.com or respond to this email.

We’ve written before about why you should encourage your kid to open a Roth IRA—they can start building up savings from a young age, benefitting from compounding and learning about saving and investing along the way.

Double check your Venmo balance isn’t in the red—otherwise your bill might end up in collections.

We have more details on Apple’s forthcoming credit card with Goldman Sachs after today’s Apple event, and if you were hoping for a rewards card that changes the game, well, this isn’t it.

Index funds are the gold standard of retirement investing, because of their (typically) low cost, built-in diversification and tax efficiency. But not every index fund is created equal.

Instagram launched Checkout on Instagram this week, which makes it possible for users to buy products without leaving the app (before, users could click on a product, and would be directed to the retailer’s website to complete the purchase). In other words, it’s all too easy to impulse-buy a new sweater or pair of…

On Wednesday, I wrote about how to research funds offered by your 401(k) manager, and suggested using sites like Yahoo Finance or Morningstar. Today, I’ll detail what you actually need to pay attention to when you look up the funds.

If you’ve used Priority Pass to access an airport lounge, you may be underwhelmed by the free food offerings, depending on where you are. But there’s a way to get higher quality food without shelling out any more money.

The U.S. economy has more or less been in expansion mode since the Great Recession of 2009, but expansions don’t last forever. While no one can say with certainty when the next recession will hit, it is certain that it will come eventually. And when it does, you’ll want to be as prepared as possible.

Investing for retirement is important, and 401(k)s offer some of the best benefits to entice workers to prioritize contributions. But what happens when your employer plan doesn’t give you the investment choices you want?

There’s no shortage of tips on how to save money and pay down debt: think about how your savings will benefit your future self, make it automatic, use an app to streamline the process, etc. But a new study—called “Amount and time exert independent influences on intertemporal choice,” published in Nature Human Behaviour

Before she was a senator and 2020 presidential candidate, Elizabeth Warren was a professor at Harvard who also happened to write a couple of really good books on personal finance and economic instability in the U.S.

Turns out people aren’t great at setting financial goals, according to a recent report from investment firm Morningstar. But that could change if they tapped into their emotions a bit more.

The key to saving, as everyone knows, is to spend less than you earn. So simple! But how do you get your spending under control when there are countless things you can spend money on?

One of the greatest pleasures of my new-ish morning routine is that I start many of my days by doing nothing. I lay around for a bit, before getting ready and then sitting with a cup of coffee for a few minutes.

If you’re like most Americans, you might not have a ton of money saved or invested. And reading what you should have or should be saving—say, saving 20 percent each paycheck, or having your yearly salary saved by the time you’re 30—can be overwhelming. So much so, that you just might not start.

Looking for some new music to lose yourself in this weekend? Look no further. Each year, NPR’s All Songs Considered team puts together a 100-song playlist for the South By Southwest music festival, and it never fails to deliver new artists and genres.