If you have the means, should you max out your retirement contributions (that’s $18,500 for a 401(k), $5,500 for an IRA or Roth if you’re under 50 and $24,500 for a 401(k) and $6,500 for an IRA/Roth if you’re over 50) as early in the year as possible, or spread them out?

If you’ve taken steps to protect yourself from identity theft, good on you. But if you’re a parent, you’re not done yet—your kid could very well end up as a victim.

iOS: Apple and certain medical institutions are making a play to get patients to view their medical records more frequently—and seamlessly—with Apple Health.

Student loan scams are on the rise, and fraudsters are employing more complex and sophisticated methods than ever before.

Credit card perks are great, but sometimes choices can be overwhelming. There are travel cards from major banks competing with airline-branded cards competing with hotel cards, all with different fees and point systems. How do you choose?

If you use Venmo and haven’t changed your privacy settings from the default, you may want to rethink that—because it’s fairly simple for pretty much anyone to figure out what you’re doing and track your transactions if you haven’t.

You’ve started a new gig, and in the midst or training videos and introductions to new colleagues, HR has shoved paperwork for the company’s retirement plan in your hand. As great as your recruiter was, she just didn’t seem that familiar with the ins-and-outs of your plan’s investment options. So how do you know if…

If you’ve just about saved enough for a down payment, how much do you need for all the extra expenses that come up in the home buying process? And is reducing your retirement contributions in the short term worth it? That’s what we’re thinking about this week.

When was the last time you checked your bank account?

Being online has never been more embarrassing. People are renting 10 minutes of time on private jets for the ‘gram. The most innocuous and best-meaning of posts can spark outrage. You can’t talk to someone on a plane without it becoming a viral story that leads to harassment. The president tweets.

You know you need to pay your credit card bill on time, and that you should aim not to keep balance. But do you know what everything on your credit card statement actually means?

Mistakes happen. Missing (or skipping) a bill payment or two isn’t the end of the world, but it could have serious consequences—including fees, higher interest rates, a dark mark on your credit score, garnished wages or a visit from a debt collector—if you’re not quick to fix it.

It can feel daunting to start from zero when you’re a newbie saver or investor. You have financial professionals advising you to put away 20 percent of your income and save double your salary by the time you’re 35, while you’re struggling to pay rent and make your student loan payments on time. Saving anything at all…

Capital One’s Credit Wise, a free credit tracking tool, will now alert you if and when someone uses your Social Security Number to apply for a new line of credit or open another financial account.

It’s easy to be there for friends and family members during the Big Life Events, like weddings, milestone birthdays, or a new job. These are big-ticket happenings that don’t take too much effort on our part, that allow us to show our appreciation for our friends simply by showing up.

Everyone’s hot on Roth IRAs, but there’s one drawback: There are income limits starting at $189,000 for a couple and $120,000 for an individual, which means higher earners must go with a traditional IRA or a backdoor Roth. It turns out, though, that those limits don’t apply to Roth 401(k)s—meaning you can get all the…

If you have a high deductible health plan (HDHP) and end up needing emergency or planned surgery that puts you close to or over your deductible, consider what other procedures or care you can add on in that plan year, as Carolyn McClanahan explains for Forbes. “By approaching your medical care in a thoughtful manner,…

Is a house worth your retirement savings? That’s the question a reader is puzzling over this week.

We’ve talked about taking spending freezes, allowing ourselves to buy nice things every now and then and delineating our money goals, all to help get us in the right financial mindset to save money. Another strategy I like is overcoming the immediate-gratification urge by picking something to look forward to.

What’s the name of that book, again? You know the one. From when we were kids. It was a children’s chapter book about a family that moves into an old schoolhouse?