Pads and rotors go for $1500 w/labor at the dealer. Tires are $1k. Oil is $150 x3/yr (7500 miles). Let’s call that $3k/year. An extended warranty to hedge against catastrophic issues goes for 3-5k. So that’s $4k/year over a 5 year period, or one third of the base price at 25k/yr (nobody paid the base price, but that’s…